My dd will be turning 3 this month. I currently work 2 days (15 hours) and claim back up to 85% of childcare costs through UC. Everything at the minute works out well for me, it's simple and I understand everything.
Maths is not my strong point. But am I right in thinking that the 30 free hours are only used in term time?
Because I will need dd to be in nursery every week for those two days that I will be at work, so is it a case of - I claim the 30 free hours term time, then pay whatever it costs during the holidays? Can I then put that on my UC and claim up to 85% of that back or not?
I don't know why I'm really struggling to wrap my head around it all. I'm just trying to figure out what would be most helpful without over complicating it. Thank you in advance.