Tax free childcare care

[confusedmummy123]

How does this work ,does anyone claim? I'm part time . Partners full time but between us we earn too much for tax credits or universal credit. I only pay for child care in school hols. On the eligibility calculator I had to put in how much I paid a month for child carr. So I worked out how many weeks I pay a year then devided that figure by 12 to get a monthly cost. When you apply do they need to know this (monthly cost) or do you just pay your child care provider and you get some of it back? Don't worry to sign up til I really know what I'm doing and I have understood it right. Any help much appreciated.
Thanks

When you sign up they need to know that you both earn at least the equivalent of 16 hours a week at minimum wage, and less than £100k a year.

Once you have an account, what you do is pay money in, and the government tops up 20%.
Then you can use that money to pay your provider (if they are registered).

So for example you pay in £80, the govt puts £20 in, and you can pay your provider £100.

You can do regular payments or one off payments. You can have a separate account for each child, and the govt will pay in up to £500 a quarter.

Hi, I’m in the same position as you (work PT, husband works FT) and we use tax free childcare. Basically you transfer money into the gov tax free childcare account and they top the amount up by 20%. So when I get my nursery invoice I work out 80% of it, transfer it into the gov account and you pay the nursery through the gov website.

They don’t need to know how much monthly you pay, there’s just a cap on how much “free” money you can get over 12 weeks I believe.

hope that helps!

Thank you for advice. Is the childcare gov account easy to set up?