I'm being made redundant at work and I'm trying to understand what it means for my eligibility for government childcare support. My DS is about to turn 3 so we were expecting to become eligible for the 30 free hours after Easter, and we also use the tax-free childcare scheme.
Am I right in thinking that if I am made redundant but DH is still working we can't claim the tax free childcare supplement, and would only get 15 free hours, not 30, until I manage to find a new job?
Given the system asks me to reconfirm eligibility for the funding every 3 months, does this mean I effectively have up to 3 months grace, or would a change in eligibility be backdated? So for example, if my employment ended on 31 January and I had to reconfirm eligibility on 15 January (when I was still employed), the funding would continue until my next reconfirmation on 15 April? The rules also say I would be eligible if starting work within 31 days, so in this scenario I would potentially have until mid May to find a new job.
Or, are part of the reconfirmation process would they ask when I had stopped being employed and seek to claw back the funding in some way?
I understand the support is intended to be there for working parents but it is pretty stressful to be facing an increase in childcare costs at a time when we're also facing a huge drop in household income. I'm in London and there are massive waiting lists for nursery places so taking DS out of nursery temporarily is not an option.