can you childmind in someone elses home?

[maximummummy]

i'm registered but i was wondering if i'm allowed to mind at the parents homes rather than mine?
would that make my insurance invalid?

i think that makes you a nanny so no you cant... as nannyies have to be employees and the parenst have to be employers and pay employers NI contributions as well etc

BUT im sure if ofstead check the home where the children live then you can offically childmind from there home

In theory yes... when applying to be a childminder you can specify the address at which you childmind as being somewhere different to the place at which you live (though under the rules, someone must live at the premises). You can't however just change from being registered at your home, to registered at another location to my knowledge - I think it needs to be a new registration.

Insurance wise, not sure... I would expect most insurers to be happy as long as you notify them of the location at which minding takes place and have some kind of written agreement with the property owner in place.

Just as a sidenote... if you care for children at their own home, then you become a nanny, unless you care for 3 families or more at one location.

Bit more detail on what are you considering doing would be useful - such as how many families would you care for at the same time?

It's not straightforward

Katymac, I love your comment - how true

But since when was anything concerning Ofsted ever straight forward!

well i was thinking this - i have sibling mindees and one starts school in JAN i will pick mindee 1 up from school at 3.30 , walk him straight past his front door and a mile away to my house where i will have been minding the sibling all day - it just seems daft as mindee 1 will be (prob) tired and grumpy - i could even get their tea started - by the way i'd have my own ds (under 5) with me too

If you only have the siblings as mindees, then you could just become their nanny, instead of being a childminder. Then you could care for mindee 2 at their own home all day, and do school run for mindee 1. Your DS could accompany you to work - it would be like a nannyshare.

But if you wish to remain a childminder, then I don't think it is doable - as what you seem to be proposing is to childmind from multiple locations (say 8am-3pm your place, 4pm to 6pm their home). I don't think Ofsted will register for that... could be wrong.

What if the family moves, what if you get other families wanting childcare. I just don't see how it could work, with you remaining a childminder.

I'd suggest you forget about it. Childminding takes place at your own home, not anywhere else. Things get far too messy if you try doing things different!

Looking at it from a diff perspective..

I am a registered childminder and a part time nanny....

SO for some of the week I work from home as a registered childminder,mindees come to my house..then for the rest of the week I am a nanny and I work at the childrens house..Its actually very straight forward. My wages as a nanny are paid as a gross wage and I declare it as earnings along with my childminding money (so I put aside the tax and NI as I do with my childminding wage) .. They are kept as seperate accounts, but go on the same tax return.

I have 2 insurance policies, one as a childminder and the other as a nanny!

Very easy once you get the hang of it :-)
Jenna

Should have added that you also need seperate contracts as a nanny and a childminder.

And that while you can't normally be self employed as a nanny..if you are ALREADY self employed as a childminder there is a tax 'loophole' to do it. You would need to speak to the tax office about it.

Im making it sound complicated I know..but really in my position its very easy!

Jenna

hi - thanks for the conflicting advice lol lol

i only have these kids 2 days a week so i think as jenna says it is do-able BUT i'd forgotten that when mindee 1 goes to school i will need to fill their school hours space!

so thanks for advice but it's now irrelavant!

sometimes i wonder what has happened to my brain

I don't there is conflicting advice, we all said it was possible in theory but in practice it may be complex (or in Jemma's case, quite easy)

Interested to know more about that tax loophole Jemma - do tell - is it something to do with the employer not paying sufficient to attract employers NI, thus you can then put it through your own accounts as Gross income?

If my sister trained as a childminder and specified from the start that she would be childminding from my home - s it was my home that was inspected and insured would that be do-able?

are you a member of the NCMA - if so ring their advice line - they are ace. If you aren't - seriously consider it - its worth its weight in gold!

Insurance wise - my public liability insurance covers ME not the premises so I am covered whereever I am or how long I am there.

Ofsted wise I think you could register on the voluntary section for nannies and home carers....if you think about it - you can babysit whoever where ever you want to and so in a way you are acting as a nanny to the siblings during the day and after school or whatever it is you are a childminder. I have a friend who is now an estate agent because it pays more etc but she hasn't forfeited her childminding registration. As long as you have paid the reg fee to ofsted you can do other jobs alongside CMing can't you so why not nanying alongside CMing?

imogen - yes it always was allowed under the pre sep 2008 changes and to my knowledge this is still the case - because ofsted check YOUR SISTER as suitable person and YOUR HOUSE as suitable premises.

forgot to say imogen Public liability insurance for CMs insures them not the property-you would need separate cover for your home and contents for yourself and your sister would take out PLI for herself.

make sense?

That's great - does make sense thanks