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Tax free childcare and nanny

3 replies

CarrotPuff · 13/07/2019 17:49

We're thinking of employing a nanny and I want to pay via tax free childcare scheme. However, as I understand they have to be Ofsted registered for me to be able to do that? Does anyone know how difficult that is? I don't want to ask her to register if it's s total pain but equally 20% discount can't be sniffed at either...

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nannynick · 13/07/2019 18:24

Yes, in England your nanny must be Ofsted registered. Many nannies are already Ofsted registered so if you are in the hiring phase then I would suggest you make that a condition on your advert and check registration at interview (they can show you a registration certificate).

Ofsted registration is not difficult, it's just time consuming. Ofsted has a 12 week target for registrations, so some will happen quicker than that and some will take longer.

The nanny must meet the criteria for registration:

  • Enhanced DBS check (which they can get from www.OfstedDbsApplication.co.uk) ideally on the DBS Update service.
  • Nanny public liability insurance.
  • Level 2 or above childcare training. Alternative accepted is Common Core Skills & Knowledge (this can be done as a one day course in London or via distance learning).
  • First Aid - this must be suitable for the role, so in most cases this means a Paediatric First Aid course that is 12 hours (can be 6 hours practical + 6 hours online).
  • Pay the annual fee, currently £103 per year.

Your nanny can become a member of BAPN (the association for professional nannies) if they are not already and have access to a guide to Ofsted registration. BAPN membership is around £40 per year.

As an employer you can pay your nanny's salary via Tax Free Childcare (note it can take about a week for money to flow through the system, so if payment due to nanny at month end, make sure you action it by 22/23rd of month). You can also pay your Employers National Insurance and your employees Income Tax and National Insurance.

If you have two children then you can pay up to £20,000 of childcare costs via Tax Free Childcare... you would pay £16,000 and Government topup would be £4,000. Note: Max top up per child is £500 per three month period.

So to answer your question, it can be a total pain but it's really worth it to you.

MolyHolyGuacamole · 13/07/2019 19:42

Ofsted registration is not cheap (£103), and it only benefits the parent, so if you find a nanny you like who isn't registered you should offer to pay the fee.

Or, if you find a nanny who is already registered, you should pay when the time comes to renew.

JaneO1297 · 24/07/2019 22:49

Just hopping on here, a little late. If you're looking for someone to start soon that you can use tax free childcare with, there are some time issues you'd need to consider if the applicant wasn't already Ofsted registered.

Whilst the average timescale for Ofsted registration is 12 weeks, it is really important to keep in mind that it's 12 weeks from the date that the application is processed. So at the minute they've got delays processing applications, delays of around a month if not more. If there were any issues on the application form, it will be returned and the nanny could need to make any changes to the form and resubmit. This would include if there were any issues with the DBS, so if they did not have an appropriate DBS then they would need to apply for a new one (around 6 weeks) THEN resubmit their ofsted application, which could be another month before it is processed, then 12 weeks starts when it is processed

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