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Nanny pension

2 replies

Thoughtfulduck · 11/02/2019 12:38

I’ve been in my current job for 18 months now, started summer 2017. I have previously asked my employer if I could join the workplace pension scheme and he told me he’d get back to me but hasn’t ever mentioned it again. As far as I’m aware neither of us have been contributing. From what I’ve read online this isn’t legal unless I’ve opted out (which I haven’t).

So my questions are:
Should we both be contributing?
Does anyone know if I’m entitled to back payments?
How would you bring this up with your employer?! I don’t like confrontation at the best of times.

Employer has form for being slack with payslips etc, I want to get everything straight.

OP posts:
Are your children’s vaccines up to date?
nannynick · 11/02/2019 13:15

It does depend on your age and salary.
So are you aged under 22?
Do you earn under £10,000?
If NO to both of those then Yes you should be auto enrolled into a pension scheme to which you and your employer contribute.
Employers did have specific dates for when their scheme had to start, I think all those dates have now passed, so I can't think of a reason for an employer to not be providing a scheme now.

nannynick · 11/02/2019 13:19

The Pensions Regulator does issue employers with fines.

Perhaps point out to them that the regulator does need to be told what they are doing about a pension scheme.
www.thepensionsregulator.gov.uk/en/employers/what-happens-if-i-dont-comply

Back dating is possible but your employer needs to talk to payroll.

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