Any single parent CM's around? Have question about benefits

[groundskeepersaltire]

A friend of mine is looking to be a CM. She's a single parent and struggles with childcare.
Will she lose any of her benefits? Or her tax credits?

Is there any websites I can point her too which may be able to help her/giver the right information.

I'm a single Mum CM. 2/3 of childminding earnings are dis-regarded, then another £20 before they work out benefits.

eg, CM earnings = £150

2/3 disregard leaves £50.

£20 disregard leaves £30. This is the figure they'll look at when calculating bens.

I hope that makes sense!! It's been so worthwhile for me. I get to be at home with ds and still work and earn some money.

If your friend has a lone parent advisor at the jobcentre tell her to get in contact with them, mine is fantastic.

I think there was a section about CMing in the tax credit calculation website or maybe it was the entitled to website. It wasn't all that clear though.

If you want to email me it's mogs0 at hotmail dot com.

Thanks mogs, I knew someone on here was a single parent CM, just couldn't remember who. Does that amount that they take affect just your tax credits, or all your benefits? i think my friend gets extra child benefit, and something else for being a single parent, and tax credits.

The reason she wants to do it is so that she doesn't have to worry about childcare.
Thank you

my friend just setting up as a childminder and they take into account 1 third of your earnings when you are a childminder.
(might kick dh out )

I am on full IS and no tax credits so it's slightly different for me.

This is a very rough guesstimate for someone on IS and tax credits:

CM earnings of £210, less 2/3 disregard = £70, less £20 disregard = £50. This would mean she's still entitled to APPROX £10 IS, plus full child tax credit (£50ish?).

I'm not sure what the extra child ben she gets is as mine is the usual £18.10 but this is unaffected for me.

I'd recommend she speak to a Lone Parent Advisor as they have all the exact figure for tax credits etc. I'm not that up-to-date with tax credits because I'm still waiting to be changed over to them (4yrs later!!).