Hi! have just got all the bumpf thru' about registering as a childminder in Wales..and in the 'suitable person' section it mentions about having a sound financial background...now I have undischarged debts from 1998 which no one has chased me for since 2000 when an IVA failed, even if one did make me bankrupt (v Unlikely as I only earn £300 per month and have no assests, CAB advised I prob woldn't be..) now I wouldn't lose the house as it is my partner house and same with car I have 3 children and was just wanting to look after a pre schooler and a schooler to create an income similar to my part time job at moment...does anyone know if I would be refused because of my debt history?..I was really excited and when I read this all the wind went out of my sails!!!..Have contacted NCMA but don't know if they give advice to non members..CSIW weren't particularly helpful!! Thank you