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Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

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Original poster

Nanny - Bank Charges - A quick update!!!

21 replies

ziopin · 08/05/2007 11:32

Just a quick update!

Bank agreed to bring nanny's charges down to £50, obviously we agreed to pay them.

We have asked nanny to show us proof of the charges, but she is being really funny bout it!! Said that her banking is a very personal think, and she is not happy showing us either the lesster showing the chagers, her statment of a mini statemnet from the cash machine.

I just feel that if we asked her for £50.00 for a new insurance, she would want proof of what she was paying for, also I want to check the date because if the charges did not take place on the 1st (the day we were late in paying her then we are not liable for them?

Is this unreasonable to ask for proof.

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CarGirl · 08/05/2007 11:34

No I do not think you are being unreasonable, presumably you have to keep some sort of records of payments etc in relation to having a nanny so you would actually need some proof anyway?

ceolas · 08/05/2007 11:37

She should have a letter informing her of charges without having to show you a whole statement.

You are quite right asking for proof.

potoroo · 08/05/2007 11:41

Definitely ask for proof.

My employer (big multinational) recently paid late due to payroll computer issue and were happy to pay any charges, but we had to show proof.

Eleusis · 08/05/2007 13:06

Oh, this could get interesting...

No employer would reimburse costs of any kind without a receipt.

So you can trust her with your children (and you obviously know how much money she makes) but the finances are too personal to share with you.

This smells very fishy....

majorstress · 08/05/2007 15:38

when I do my expenses for work, I black out my other non-relevant expenditure with a marker pen on the photocopy.

LoveMyGirls · 08/05/2007 15:40

No proof no money i say.

CuriousSquid · 08/05/2007 15:41

If the bank have agreed to reduce the charges, does that not prove that the charges were there?

oops · 08/05/2007 15:42

Message withdrawn

Eleusis · 08/05/2007 15:45

"If the bank have agreed to reduce the charges, does that not prove that the charges were there? "

Erm... no.

Eleusis · 08/05/2007 15:51

I would expect to a see a receipt and I would expect to see the same account number to which I transfer her monthly salary on that receipt.

And, at this point, if she didn't produce the proof I would think she was lying to me, and that in itself would have damaged the working relationship quite seriously.

Why can't she black out the bits of the statement which are not relevant and she feels she does ot wish to share?

oops · 08/05/2007 15:55

Message withdrawn

oops · 08/05/2007 16:04

Message withdrawn

Millarkie · 08/05/2007 20:09

I think you are being perfectly reasonable to ask for proof - and to suggest that she photocopy the letter/statement and block out any 'personal' info ..leaving the account number, charge amount and date though.

Oops - it's not that easy 'getting rid' of a nanny, you have to follow employment law (verbal, written warnings or instant dismissal for gross misconduct as laid out in the contract). And this issue has to be resolved or where will ziopin be if asked for a reference for this nanny 'well I thought she was good at her job but she may or may not have tried to defraud me'?

CarGirl · 08/05/2007 20:20

I think I would just want proof because even £50 seems so high. I think it would also depend on if she seemed cagey about it.

I also thought about the trust issue but only the OP knows her gut feeling over it. Still think the nanny should start banking elsewhere with an agreed overdraft because those sort of charges are disgustingly high!

oops · 08/05/2007 22:48

Message withdrawn

oops · 08/05/2007 22:50

Message withdrawn

Genidef · 08/05/2007 22:52

But oops don't you agree that an employer would have the right to see an expense receipt? I think it's okay to ask her for some sort proof.

CarGirl · 08/05/2007 22:55

wouldn't dream that the OP should tell her nanny where to bank, I'm just horrified that people still bank with these banks that charge those sort of amounts!!!! I bank with Nationwide, have an agreed overdraft of a huge amount (not in regular use) and get charged interest only when I use it?

In part I'm with you the OP should go on gut feeling. If she does trust her nanny in all areas then I would probably not ask for evidence unless I could word it in such a way as needing a invoice to pay against, not sure if you have to keep these sort of records if employing a nanny, as it is a repayment of expenses (non taxable) rather than nanny income (taxable).

TBH if I were the OP I'd be mortified that I'd paid my nanny late!

oops · 08/05/2007 23:03

Message withdrawn

fifilou · 09/05/2007 14:09

This is so sad!

I think there is a lack of trust here - if you dont trust her why on earth are you letting her take care of your children?!!!

If something as small as this is worrying you, you need to sit down and talk to her.

She probably feels as horrid about thw whole thing as you do.

If shes a brilliant nanny, let it go! It sounds as if the whole thing has blown completely out of proportion.

I get paid weekly evety Fri and on Good friday my payment didnt go in. I got charged as my direct debits went out. I didnt say a word to my employer, I took it up with the bank.

I wrote a letter and got all of my charges refunded.

its not worth mentioning something unless you feel really really strongly about it. If its going to cause upset, stop and think first, thats what I say.

Ive been happily employed by my family as a live out for over 6 years!

oops · 11/05/2007 17:19

Message withdrawn

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