I'm just wondering what experiences other people have had. I have two kids. DD starts reception in September, but doesn't go full time until April 2008. DS will go to the same school (hopefully!) and be full time in Sept. 2011 -- that is so far away . ANyway I had thought it would be cost effective to drop the nanny when DD goes full time and just sort out a childminder or nirsery for DS. But,I've just realised that with the cost of a childminder at some £6 per hour I am actually stuck with the live in nanny until September 2011.
Will my finances ever recover (sniff sniff sulk sulk... best put my head in the sand until 2011 so as not to be depressed)