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Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

Original poster

Insuring au pair on car - help!

9 replies

TheReferoo · 05/10/2015 13:20

I am trying to add our Spanish au pair on our car as a named driver - but am struggling to get someone to do it as they want a year's driving experience in the UK. Has anyone found a good insurer that won't cost the earth? She is 23. Thank you!

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BlackAmericanoNoSugar · 05/10/2015 13:25

Unfortunately I have never found it at a reasonable price (I'm in Ireland). I recruit au pairs who are at least 25, or about to turn 25 within a couple of months, for this very reason. One of the family cars is open drive, so anyone over 25 with an EU driving license is able to drive it.

Original poster
TheReferoo · 05/10/2015 13:30

Crap I hadn't realised that at all in my recruitment process. Who do you use?!

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BlackAmericanoNoSugar · 05/10/2015 13:33

For the open-drive car, I use Axa, our au pair is named on it as he was here when I was renewing, but if we change au pair then the new one can use the car unnamed because of the open-drive bit. Aviva also do open drive. But all open drive policies that I have ever seen insist on drivers being at least 25.

Lonecatwithkitten · 05/10/2015 13:39

I use Aviva and have had au pairs insured under 25. But and this is a massive but, I have a Suzuki Alto ( tiny car, tiny engine) that the au pairs use with both myself and the au pair as a named driver. I still end up paying £700 a year for a 23/24 year old with a clean licence.

BlackAmericanoNoSugar · 05/10/2015 13:43

The age makes a huge difference. Insurance is generally more expensive in Ireland than the UK, but I am insuring a large-engined car for under €500 because my au pair is older. It would be more in the region of €1000 if he was under 25.

Karoleann · 05/10/2015 17:38

I only specify over 22 with 4 years driving experience.

Our youngest au pair has been 23 and with Admiral on our golf it was an extra £300.

HaydeeofMonteCristo · 05/10/2015 22:09

We have used Admiral to insure with au pairs.

citytocountry · 06/10/2015 12:41

Admiral here as well. 23 year old au pair with four years driving experience. Added about £400 to our annual insurance.

Sadly, there is also a £600 excess for younger drivers on their standard policy as well, as I have just discovered after she crashed it last week.

Original poster
TheReferoo · 07/10/2015 22:43

Thanks all - I've also gone with admiral. Added £130 to our policy so not bad - considering other quote varied between £300 and £1,000 more!!

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