I think I have to deal with a childcare situation but will keep this theoretical rather than needing personal advice.
But would like guidance on CM ratios more broadly. I think there may be a grey area with the continuity of care 'exceptional circumstance'.
Say you originally booked a place for M-Thurs then asked to extend to Friday. The say there is another young child already taking a place for Friday only; both are under 1 but the continuity exception means you can be given a place.
The the parents of the Friday baby ask to extend to Mon-Thurs. Is this also covered by the continuity exemption?
If so, the following situation could arise under the current framework: 5 babies under 1 each take a different day place for one day a week. Then each goes to 3, then 5 days a week, all under the continuity exemption, subject to the carer having assessed the risk. Surely this was not the original intention?
I also wondered whether the insurance covers children subject to OFSTED compliance, or whether it may have more strict criteria. It could be that the insurer & OFSTED disagree on what constitutes compliance.
Could someone with knowledge in this area advise? Really, really need some help to cut through the online guidance which I haven't found clear.