First time employing a Nanny, couple of questions

[Lucyannieamy]

Hopefully some experienced peeps can help.
We are employing a nanny 1 day a week and have agreed with her £12.00 an hour gross, 10 hour day too look after our 2 children, one of which will be at school. The nanny will also be bringing her daughter, who is the same age as my youngest (15mnth).

The whole gross/net thing was very confusing, I had thought it would be £10per hour gross, since she brings her child but guess 12 is ok. But now I'm going through the standard contract and looking at all the other things.
Would I be expected to provide meals for her and her daughter, and things like wipes for her daughter too? I sought of feel like I'd like them to eat all together but adding that cost on top of what I'm already paying seems a bit much. I'd appreciate any guidance on whether I could maybe approach to reduce the daily rate by a sum and then say everything included?

Second question, what about employer insurance? Saw this mentioned on nanny tax site. She's only 1 day a week for 39 weeks a year, £100 insurance seems excessive?

Any other points gratefully received thank you!

Employers liability insurance may be included in your home contents policy, check wording carefully.

Not to be confused with Employers National Insurance which is part of taxation.

Have you registered as an employer? Are you going to do payroll yourself or use a payroll company?

Gross v Net has nothing to do with someone bringing their own child. You coukd reduce the gross hourly wage if they agreed to that.

Talk to your nanny about what they are expecting tobe provided for their child.

Planning to register as an employer with HM rev and do payroll tax ourselves, yes and the national insurance part. Thanks for the point about home insurance, will call and check.

Do you think that it would be acceptable to discuss reducing the wage for that? I don't want to raise issues that are normally not questioned.

Register with HMRC now, it takes a while to get the bits of paper through. Consider using BrightPay to produce payslips, or do your own using a duplicating book (so you keep a copy).

If you have offered the job I feel its a bit late to be negotiating the salary.

Used advanced search on here using keyword NWOC to find other message threads about having a Nanny With Own Child.

As you are doing payroll yourself do not forget about holiday pay. 12.07% of hours worked per year is what I would use for the calculation given it is a term time only position.

Generally £12gross is a good / slightly high wage for nwoc

Saying that your job is one day and may be hard to find someone to do that so often a higher rate is negotiated when part time

You are the employer so should state the wage. Maybe suggest £11gross with a view of Payrise in 6mths if all ok

Often nwoc will bring food for their child or something for both your and her child - this needs to be discussed

And she should def supply all nappies and wipes etc that her child needs

Thanks for the help so far. My home insurance does cover liability for domestic staff so that's good news.

Had a read of the nwoc posts, don't know why hadn't thought of that before. Looks like I am paying on the high side, but it's not much more than I pay our childminder so I thought it seemed ok. But then the childminder provides all meals and snacks so I have no costs on top.

Can't say I am particularly good at tactful conversation, but guess I will try and explain I totally overlooked this and would rather reduce wage and feed her and child. Maybe if I offer to pay all playgroup etc costs for her daughter too and allow her use of nappies etc as babies are the same age it would be acceptable. Don't want to get off to a bad start, but also don't want to set up a difficult this is yours this is ours situation