Silly question

[LovelyNanny26]

Can nannies get a mortgage?

Of course! You are an employee with payslips to show. No different to any other job.

As long as you can prove income and have a contract of employment, most lenders should be happy. You will also need a big deposit these days.

Affordability is a factor these days, you will need several months of bank statements to show what you spend.

FCA: responsible lending - links to a handbook for those in financial industry. May be worth reading to get a feel for what lenders will take into account.

If you feel your situation is complicated, such as multiple part time jobs, then consider going to a mortgage broker, as they can look at various lenders.

Im only doing 12 percent deposit.Its not only me doing it but my partner too.Its a joint mortgage

Absolutely no reason why not. As others have said contract and payslips will be necessary just like any other employee.

Absolutely no reason why not. As others have said contract and payslips will be necessary just like any other employee.

Anyone should be able to get a mortgage if employed and shows pay slips of what they earn

Obv salary depends what you will be lent - some banks do 3 or 5 times a salary

Others will lend more or give a better rate of interest if you have a large deposit

When I got my mortgage 14yrs ago we put down 12.5% deposit so bank have is a good low rate as we were of less risk