hi all,i'm setting up as a childminder and i'm in the middle of making up my contract and parent handbook but, i don't know what to do regarding charging parents for holidays or when i'm off on holiday, my rate is £3 per hour, i have been on a training course for childminders and they said everyone is an individual about charging when a child is sick or on holiday, but i'm stuck, do i charge only when they are off/i'm off and when they are sick, oh god i'm getting myself in a muddle, i just don't know?