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Employer's Liability Insurance????? For nanny employers

5 replies

bluebear · 01/03/2006 14:13

I've found out I should have employer's liability insurance in case our nanny has an accident whilst working for us.
But I have no idea where to get it from?
The names that come up when I search i have never heard of before so I"m a bit nervous.

Can anyone recommend an insurance company that offers this?

OP posts:
Are your children’s vaccines up to date?
Eowyn · 01/03/2006 14:15

go to an insurance broker, they will know which companies can help.

mishmash · 01/03/2006 15:17

Hi Bluebear - my home insurance covered me under Domestic Employees HTH

bluebear · 01/03/2006 19:45

Hello Mishmash! My domestic insurance is useless. Grrrrr. I rang them and all they said was that if I hired a nanny I would lose my theft protection unless there was very obvious evidence that the house was broken into, and that I would lose my accidental damage cover...not a nanny friendly policy.
I think I might have to change my home insurance to a different company.

OP posts:
chipkid · 01/03/2006 19:47

I would go with Marks and Spencer-they provide employer's liability insurance as part of their househols policy and they are very professional and great to deal with. hth

mishmash · 01/03/2006 20:56

I think you will find with all policies that theft will be excluded unless there is a break-in - theft must always be "violent or forcible entry from the premises"

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