I have a really excellent childminder who looks after my two children, two toddlers and her own two children. I have my 12-week scan on Friday so then we 'go public' but I'm a bit worried about telling my childminder as I'm due in November so she'll be seeing a drop in her income just before Christmas which isn't great for anyone.
The big problem is that I haven't decided if or when I'm going back to work. For one thing it depends on her: if she charges a retainer (I believe 50% is customary) then I would return to work after 6 months but if she doesn't then I would return to work after 9 months. I'm also wondering about whether to return to work at all as I estimate three children in childcare will cost £1150 per month and I don't earn much more than that. The other sticking point is that my childminder doesn't have any spaces at the moment so I would have two children with her and the baby in a nursery which would make my dropoffs/pickups a bit more of a hassle.
I would appreciate any feedback or suggestions you can give, as I don't want to mess this lady around or keep her hanging on for six months then have to give her notice when she could have taken on other children in this time. While she is an excellent childminder she doesn't have much business sense so I don't know how much thought she has put into what would happen if I got pregnant or what kind of retainer she would require. She does know that I had a miscarriage in December and planned to try again so I don't think it will be a huge surprise when I tell her my big news.