Nanny activities

[Cherryhd]

A quick query to you Nannies or Nanny employers. If as a Nanny you would like to take the children in your care back to your own house in the course of your working day and the employer has agreed to this does the Nanny need to have insurance at her house to cover this? Additionally, would it be ok for the Nanny to then invite friends with children round to play? I'm just curious as to any legal implications should a child get hurt whilst playing i.e. falling of slide etc

I have taken my current charge to my home to stay the night/weekend but with permission and because I was working the weekend and my home is the other side of the country.

We always have friends to play not sure as to the implications if someone got hurt but all my nanny friends have insurance and am sure the houshold insurance would cover friends as it would if the children were family friends as opposed to nanny friends.

Going to the nanny's house in a paid capacity is legally dodgy because there are restrictions ablyt being paid to look after children in one's own home. Occasional visits eg to see nanny's pet or there's SN exceptional home based errand like a plumbing emergency that most employees would try to take half a day off to sort is probably okay. A regular arrangement is in that grey are and tbh I'd question whose benefit it was for...

Household insurance should cover any visitors but probably won't cover damage to your home caused by a visiting vandal darling child.

I think your nanny insurance should cover any accidents the child has at your house or anywhere else.

I think the official line is that if you are being paid to look after children in your own home for more than 2 hrs a day you have to register as a childminder. In reality, I would think it's fine to maybe visit for an afternoon or even a full day as long as it isn't a long term arrangement.

Many thanks all