I'm a nanny - need help please

[teza267]

Hi.

Can anyone please help me when it comes to working for 2 families?

Basically I'm working full time for one family but now, our neighbour has asked me to help out with her 6 months old boy for couple of hours a week ( works out probably 7 hours on average.)

My boss is OK with the idea but I need to know what do I need to / have to do regarding pay / taxes etc.

The second family wants to use childcare vouchers to pay me and I'm not sure if and how it works out with my current employment.

I'm OFSTED registered and all of that so I'm sure they can claim vouchers.

Thanks for any advice.

Is the care to be provided at the same time, thus you would be caring for the 6 month old and your main employers children at the same time, in your main employers home?

I think it's best that the Employer B registers separately as an employer, as if they are only paying for 7 hours a week, then that is probably going to be below the amount that triggers Employers NI.
Although Employers NI wouldn't be payable (assuming they are paying £15 gross per hour or less) they still need to register as an employer as you have another job, thus there is Employee Income Tax to deduct.

Childcare Vouchers can be used to pay your Net wage. They can't be used to pay HMRC. So Employer B needs to be aware that not all of the cost is covered by the vouchers.

If the care is to take place at Employer A's home, then there should be a written agreement between Employer A and Employer B in my view, with regard to things like use and storage of equipment, contributions towards household running costs, agreement over when holidays are taken - that sort of thing.

Thank you NannyNick.
I was hoping you would be able to point me in the right direction :)

I would be caring for the little boy in his own house (empolyer B's home) as my charges are at school at that given time and I'm "free" - well, still on call in case school calls or something similiar.

Does this fact changes the situation somehow?
Also, do I need to contact the OFSTED and tell them about this agreement?

I've never done this before so not sure what else do I need to cover and obviously want to have everything in order and right.

Btw, I will be getting £14/hour gross from the employer B.

Thanks again NannyNick.

£14 an hour, gosh that's a lot. You must be central London.
What about employer A - are they still paying at the same time, given you are on call?

Wouldn't bother telling Ofsted as they don't seem to cope that well with someone having multiple premises. In the event of an inspection, take the child to employer A's house.
Your insurer should be told, just so they note that you are working for more than one family. You will need Employer B to provide a contract.
Complications will occur if Employer A's children are off school. So sort out what happens in that situation. Also keep in mind that you may need to transport all the children.

Thank you again NannyNick.

Yes, central London it is.
And my empoloyer will still be paying me at the same time.

I wasn't sure about the contract, being it only couple of hours a week but will now tell them about it.

Employer B knows about me looking after kids while they are off school and we are still in the discussion what to do at those times as I quite often take kids away to their holiday home at that time. The idea so far is that I will cover the hours working for an employer B on Monday as I don't work on that day for an employer A.

Thinking about it more and more, it sounds like there will be more questions we will need to cover.

Thank you.

Read your insurance terms, having a contract is usually part of the terms. It doesn't need to be overly complicated contract wise, though you are an employee like any other so would get all the usual contractual terms - such as holiday entitlement.

The idea so far is that I will cover the hours working for an employer B on Monday as I don't work on that day for an employer A.

Now I'm getting confused. Thought you said you were on call for Employer A. Now are you saying you don't work for Employer A at all on a Monday? If you are not working at all for Employer A on a Monday, how come you are on call?

If Employer A is paying you at the same time as Employer B is paying you, are you sure that Employer A is happy about that? Would they not be expecting to pay less, or even none at all?

I'm wondering if you are perhaps a Live-In Nanny for Employer A. Are you?

Oh sorry if it all sounded a bit commplicated.

I work 4 days for Employer A, Tue- Fri, 730am - 6pm. I dont work on Monday.

Employer B wants me on Tue for 3 hours and Fri 4 hours in the morning.

So if I, for example, need to be with my charges due to them being ill, off school, etc..... I can cover those 7 hours for Employer B on Monday, thats my day off. They suggested it and I dont really mind.

Regarding the pay - I talked about that with my boss and I think she ( Employer A) doesn't really mind due to the fact that this is my last year with the family (long employment - 8 years) and we both know it is comming to an end by end of school year :(

I hope that makes sense for you NannyNick.

And I'm live-out nanny, has been for the last 12 years.

Thank you again NannyNick for taking the time to reply to me.

Yep, makes more sense now.

Sounds like you have a nice Employer A.