I won't go on for long as I am supposed to be else where (as ever) but I had to reply to your post.
I had my third child (home birth) at forty, having had two previous deliveries in hospital ten years previously.
Both hospital deliveries were induced. The first was lengthy, with gas and air and pethidine. There was very bad bruising and tearing and I had to stay in for a week afterwards, due to this.
The second, also induced, entailed a three day stay before birth, and then a rush to emergancy theatre because placenta didn't detached. I was then in for another 4 days to 'recover' from that. (I was fine, but baby wasn't feeding. Hospital staff wouldn't listen until I discharged myself, and they weighed her and found she had lost too much of her birth weight for them to release her.)
After all that, I decided on a home birth for my third unexpected pregnancy. It was wonderful - wonderful - wonderful. Midwives in our area are massively into homebirths, so there were loads of positive vibes. I met just one who said ' ooh dear' but she turned out to be a locum brought out of retirement.
I had gas and air, and pethidine. The gas and air was delivered by when I got my first twinges. When I labour became established, midwife attended and stayed throughout. 6 hours later - baby born, a second midwife having attended just before the second stage, to look after the baby. There was a bit of a nervous wait, for placenta. It took half an hour to deliver - but then it was fine.
The midwives were wonderful - so calm and strong.
Find out what is on offer in your area - is there a dedicated team of community midwives geared up for homebirths. Find out if any of them run classes - my key midwife ran the local aqua natal. She made it clear everyweek how much she was looking forward to delivering my baby. One weekend she went away on holiday, but told me to keep my legs crossed until Monday, by which time she would be back! Of course, I delivered on the Saturday night, with another equally lovely member of the midwifery team. But it was great to have someone so capable and confident on your side each week as the due date approached.
If you are low risk, (as I was , despite being forty) homebirths are fine - better in fact. The complications I suffered in the first two hospital births were due to an over cautious medical approach.
If you have real concerns, go for a hospital birth. But if your only worry is that you don't want to be a nusiance and home birthing is a bit 'militant', dismiss those thoughts. I felt so cherished and safe giving birth at home. And for the first time, my husband got to stay with his new baby during its first night.
All my best wishes.