BARBIE, No, none of it is covered by insurance - well, not standard insurance anyway. DD was breech, so some of the cost of the CS was covered by them, but not all the 'standard' stuff, IYSWIM.
IMHO, though, it's worth it.
we didn't take holidays the years our kids were born and made other cut backs, but (with my DS, my first) I spent 5 days in the Portland. Private room, private bathroom, gorgeous food, wonderful, wonderful, wonderful staff.
It made my transition to motherhood so completely wonderful.
I only stayed in 2 nights with DD (second baby) because I wanted to get home to DS (who was only 13 months old) but I couldn't fault one aspect of the Portland.
Worth every penny, IMHO. Obviously, I appreciate that I'm fortunate to be in the position to choose, but it was worth it.
But, I will say, I think the Portland possibly works best for those who are happy / more comfortable with the idea of medical intervention. Obviously, I am only speaking from personal experience, but my main objective for going to the Portland was to get an Elective CS and good care. they do provide for natural births, but (esp. if you are some distance away) I can't see that working if you have to get there quickly.