Hi Ladies,
I'm 42 and a small miracle has occurred that I have naturally fallen pregnant after almost 5 years of trying and 5 rounds of ivf. Without wanting to bore you with my medical history, I know I will need a ELCS due to an injury, also due to miscarriage history I will be considered high risk, especially at my age. I am six weeks along.
I am relatively new to the UK (never even bothered to register for a GP!) so am having to learn to navigate the NHS and my options. As an expat, this is the first country I have lived in where my private healthcare doesn't cover maternity, so I will need to self-fund. I am a very private person and the thought of sharing a room or a bathroom in a hospital is my worst nightmare. I won't even share a bathroom with my husband!
First decision:
- Go private all the way through my pregnancy (but at a pretty high cost).
- Start out on the NHS and then go private for the delivery.
Second decision:
I seem to be taking the approach that I need to choose my hospital and then find a consultant with privileges there. I live in the Marylebone area, so I am not sure if I opt for #2 (starting on NHS then going private) that I will have freedom as to which consultant I will see (but have no idea how the system works).
- Kings - Dulwich suite
Not ideally located for me, but they have a small private practice that only accepts nhs eligible patients. The costs are the most reasonable, £8000 for two nights (all in) and £2500 for nine antenatal appts and 2 scans. Includes all fees/anaesthetic/etc.. Will take me better part of an hour to get there though....and all appts are in the hospital. I work fairly long hours so time is important to me.
- St. Thomas- Westminster
Priced at around £6000, but doesn't include consultant or anesthesia fees. Around 40 min to get to it but assume the consultant's office won't be in the hospital. Assume the additional costs will be around £5-6000?
- Queen Charlotte - Sir Stanley Clayton
Priced around £6500 for two nights, also without consultant or anesthesia. Is 15 min journey and on my route to work, a plus if the consultant is close to the hospital for regular check-ups. Assume the additional costs will also be around £5-6000 for a consultant?
From your experience any advice at what point to go private?
Any insight on the three hospitals? I can find virtually no info on Kings/Dulwich and would be keen to hear feedback. Also curious to know if my cost estimates are correct after everything is said and done.
I should be hopefully registered tomorrow with a GP surgery so that I can get my first appt. My hubby suspects that on the NHS as I am so high risk that my care would be quite good. Thoughts?
Any insight would be greatly appreciated!