I had DC4 at home and had 2 midwives with me at all times, actually 4 at one point, when they were changing shift and three when DC4 was actually born because the student opted to stay on for the birth. I felt completely safe and looked after.
In contrast, when in had my eldest three in the over stretched hospitall:
DC1 was delivered by flapping, terrified, lone student, who completely messed up and I ended up with very bad tearing and lots of stitches.
DC2 was delivered very competently by two midwives, but in a curtained cubicle on the busy ward, because no one listened to me when I told them how strong and close my contractions were.
DC3 was again delivered by a lone, but thankfully competent midwife who ordered DH to ring the bell for help because of cord problems, (although no one actually came).
In my personal experience it is bollocks that hospitals are safer.