I have had 2 hospital and 1 homebirth (my third child)
With my first I lived 5 mins from the hospital planned homebirth, but labour was very long and back-to-back labour, so in the end I requested transfer to hospital. Ambulance took less than 3 mins to get me there.
With my second I lived an hour away from the hospital, had on/off pre-labour for 5 days and they would not discharge me from the hospital, but probrably was a good idea as when it kicked off it was only 2.5hour labour and dh just made it in time to see the head crowning!!!!!
With my third, as was still living an hour from the nearest hospital I requested homebirth, I found a wonderful independant midwife and was all set to go. Then found I had group strep B so was no longer allowed to have a homebirth. When the labour started I was very quickly progressing so knew it would be safer to travel with medics. Called an ambulance and the independant midwife. Considering the first half an hour I did not know I was in labour, and the whole thing took 1.5 hours, if I had got in the car, the baby would have been born on the side of the road or the hospital carpark......!!!!! I am very grateful to the independant midwife who came and confirmed it was too late to transfer me, I was giving birth then and there at home.
I have to say my homebirth was the best experience ever, despite no pain relief (not even gas and air) it was fantastic. Fast and furious, but magical afterwards to get into my own bed.
If you have a history of fast labours, then I would definitely have a homebirth plan in place. If your labours are not fast, then you have all options still to consider 