New Driver, Car Insurance.

[CeeJay81]

Hi I've just passed my test😁 and looking at buying my first car. Looking at go compare for Insurance quotes. Hasting Direct seem to be the cheapest. Anyone with them? Are they OK? Or who do you recommend that wont be too expensive for a new driver?. I'm in my 40s, not a youngster. If that makes a difference.

I was with Hastings, the main thing I would say that you need to look out for is all the add ons like legal cover and for me the lowest Hastings said £5k or something if you lost a limb, their other products offered £100k if you lost a limb for not much more in premiums.

This isn't about cheap this is about comprehensively covering you should the worst happen and you end up in an accident. Look for what the passengers are covered for too, sometimes it is limited to the driver. Cars play into this too, a VW golf will cost more than an Hyundai i10.

Related to driving but not insurance, I would suggest you watch Dash Cam videos on Youtube to show where people go wrong, especially positioning your car next to someone on a roundabout as cars will change lanes without looking or worse in the blind spot of a HGV driver. Ruby Dash Cam is good. It usually comes down to bad emerge at a junction, pulling out when they shouldn't, roundabouts -lane discipline and straight lining the roundabout, being in the wrong lane, pulling in front of cars for their exit and bad over takes usually country roads sometimes with junctions on the right. Ds passed a couple of years ago and found this sort of thing very helpful. Even though I have been driving for a very long time I too found it good.