My mum has inoperable pancreatic cancer, and I will be responsible for sorting things out once she moves to a hospice and after she passes away.
I already have an LPA. She has been advised (I think by a solicitor) that she should enable a bank card on her account to cover the various costs of sorting her flat out and I suppose the funeral.
I think she is planning some kind of a will. It is not always easy to talk to her about this since she gets stressed talking about any kind of rules and details. But I will try to find out and if possible talk with her solicitors to understand more.
Nevertheless, could anyone advise whether I would be in some kind of legal trouble if I withdraw from my mum's account to cover costs after she has actually passed away? (If it is tricky then I would rather just cover things myself if I can until the will is sorted out.)
Apologies if this is a silly question. I just have no idea about this stuff and am a little overwhelmed thinking about where to start.
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Bereavement
Financial LPA vs will — planning for sorting my mum's things when she goes
KentishCobnut · 17/03/2024 16:27
Octopuslethargy · 17/03/2024 16:30
The LPA and access to her account ends when she dies. You cant draw money down then. The executor can set up an executor account and the bank will usually allow funeral costs to be paid from the estate (but not through using your card)
If she wants you to have money for a funeral by accessing and account then you need to get in transferred first or set up a new joint account (or be added to her but that may be more tricky longer term if multiple beneficiaries).
Octopuslethargy · 17/03/2024 16:30
The LPA and access to her account ends when she dies. You cant draw money down then. The executor can set up an executor account and the bank will usually allow funeral costs to be paid from the estate (but not through using your card)
If she wants you to have money for a funeral by accessing and account then you need to get in transferred first or set up a new joint account (or be added to her but that may be more tricky longer term if multiple beneficiaries).
2024please · 18/03/2024 20:15
Sorry you're going through this. The link below is for an extremely useful forum with lots of knowledgeable people who can help.
As a PP said, if you can get added to your Mum's bank account, that will help.
forums.moneysavingexpert.com/categories/deaths-funerals-probate
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