My wee girl is a few months older, 13 months, so we had a bout of this before lockdown (when she was seeing plenty of people!), and then another bout after lockdown. Like you, I worried that settling into nursery would be horrific, but she’s doing well, and there are a few things that I think helped us.
Firstly, we tried to go at her pace. Before lockdown, a friend came for a long weekend. He spent the first day interacting with her about 2 m away. Then he played down on the floor with her, but made no attempt to touch her. By day three, we have photos of her happily on his lap. The person who couldn’t be so patient…not so much, even after a week.
As lockdown eased, we did deliberately try to take her out and about like nursery have suggested, particularly to play parks. Initially, it was just watching from her buggy or my arms, for just a few minutes. A kind neighbour also took her for walks, again with her in the safe space of her buggy.
Nursery have also been brilliant about not pushing her too far too fast — they let me stay with her at settling-in visits for as long as it took for her to relax, and when she started, they kept her in quiet areas so she wouldn’t get overwhelmed. Within a week she was willing to toddle away from me when I came to pick her up (after getting a cuddle), and two weeks in, she’s apparently completely unfazed by other children charging about.
I will be honest, she did cry during some of the settling-in visits, and she does still cry briefly at drop-off (after two weeks, so early days still). It lasts a minute or two — I’ve stood in the corridor and waited to check. She also cries briefly when she goes from me to daddy at home, so keeping her home wouldn’t avoid that!
So yes, absolutely do what you think is right for you and your little girl, but I think also try to keep an open mind. Gently expose her to more people, and she may adapt surprisingly quickly and happily. Or she may not, and you may decide that nursery is not for her right now. Even then, if you can keep her home for just a few more months, that may make all the difference. Or you may decide she’s best at home for another year or two and be in a position to do that.