TBH Bozza, it's abit of all those really.
yes, you can save money by making your own cards, if you are the sort of person who goes out, want's something "special" and pays £2,3,4..per card. Let's face it, that can be easily done. So in 1 way you can save money...but....
ask any of the crafters here and they will tell you it is a bit like an addiction when you are caught by the crafter's bug!! Loads of lovely goodies to spend your money on and it's very easy to get carried away!
But then again, it is an enjoyable hobby, and a hobby that you can make a little bit of money on by selling the occasional card, so you can spend that money on more goodies!
Yes, you will come out with more personalised cards. It is great to have a person in mind and sit down to create a card especially for them! It is just as goood to give as it would be to recieve, I love seeing peoples reactions. Several of my baby/christening cards have been framed, and others are put into memory boxes.
My work is certainly nothing special, I think it is the time and effort that goes into it, that makes a hand made card so special.
I'll email you, and we can exchange details. I'll send you some blank cards, envelopes, some different cards, and a few bits and bobs to get you going. That way all you'll need is some glue and inspiration to get going!
I think it's a craft day on QVC on Saturday. Might be worth you tuning in to get some ideas. Don't be too tempted with the credit card though, bargains aren't always as good as they seem once P&P has been added on. Have a note book or you video player going though.