Thanks everyone.
Nickel Very helpful, thank you!
The pressure of the foot is worth checking.
Lower tension is definitely too tight, I checked it according to the instruction book but when I loosen it I can't make the upper tension match it. Maybe I need to try smaller increments (on lower).
Needle could have been too thick, it was thin fabric. It is a new needle though, not bent, and is in the right way round. Will see about getting some finer ones.
The thing is not the problem I have been having with this particular project, but it is does happen sometimes. Normally the fabric I use would be thicker than this, so I don't know if it's all pat of the same problem or something else.
I've been using Coats thread, I do have some Gutterman though, I could check that.
So far, I think the most likely culprit is the needle being too thick, or the foot pressure, although I will be sure to use only plastic bobbins for a while and see if that helps. I haven't noticed problems only occurring when I use metal ones, but it's worth looking out for.
I would like to try quilting so am thinking of buying a walking foot anyway, might be worth a go.
Thanks everyone for all the suggestions. I haven't been near the machine since I started the thread, just haven't had time, but I will get hold of new bobbins (only have a couple of plastic ones) and needles ready for next time. Fingers crossed.