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Setting up a new craft company - the 'proper' tax/grown up way...?!

7 replies

spikemomma · 28/10/2011 19:58

How do you do it?! Clearly I won't be making millions! but I want to do it all legit, so I can be worry free. I'm sure I won't make enough for tax to be a major concern, but could you guide me in the right protocol?

Ie. Do I have to register my company name?
What do I do about tax?

Many thanks.

OP posts:
SazZaVoom · 28/10/2011 20:00

Here you go

Good luck Smile

SazZaVoom · 28/10/2011 20:04

The above link is for being self employed with a business 'name' rather than a company. Setting up a company is more complex and you might want to wait and see how the business goes first before going down the 'Company route'. if you are self employed you pay tax on your earnings over and above your personal alllowance. If you are a company and pay yourself via dividends you will pay tax on these (which can work out as tax efficient, depending on your earnings).

You will need to register for VAT if your business revenue exceeds £73k

BigBoobiedBertha · 28/10/2011 21:03

Have a look at your local Chamber of Commerce. Sometimes they do courses on setting up a business which could be worthwhile.

It is important to set up a business bank account and the banks will often offer some advice too whilst you are doing it. You need to keep the business money separate from your own even if, as a sole trader it is yours anyway.

You don't need a company which is a separate legal entity and requires you to fill in returns even if you don't use it for trading. Initially you would be a sole trader but forming a company might be something to think about in due course.

If you can find an accountant who give a free initial appointment you might be able to tap them for advice too.

Or you can do what I did and marry an accountant who does it all for you. WinkGrin

What kind of crafting are you going to be doing? Smile

lenak · 28/10/2011 21:47

When you say company, I'm assuming that you just mean setting up a business, rather than an actual 'company'.

You only need to register the name with companies house if you want to be a limited company. This isn't really worth doing unless you are going to be turning over thousands, not least because it involves having to file additional tax returns which you would most likely need to hire an accountant for. You may however wish to register the name as a dormant company to protect it if you start to become successful. You would still have to file accounts but they are much simpler for a dormant company and you could continue to trade as a sole trader.

To set up as a sole trader you need to:

Come up with a company name - try and make this as original as possible - check Google for other businesses with similar names. Also check that the web domain name is available. and register both the .co.uk and .com even if you do not intend to set up a website (speaks from bitter experience) Your business name is your most important and valuable asset - sounds corny I know but very true. A good eye catching, memorable logo is good too.

Set up a sole trader bank account - you will need a business name to do that.

Register with HMRC for tax. You will need to decide what period you are going to run your accounts from - most people choose Apr - Mar or Jan - Dec. You will need to do your first tax return by Jan 2013, either for the period from now till end of Dec or now till end of March.

The self assessment is relatively simple but if you are not confident you will need to find an accountant - look for a sole trader accountant who specialises in sole traders rather than a firm and go on recommendation if you can. Talk to other local sole traders to find out who they use.

Keep all receipts for purchases made for the business. If you buy things from car boot sales or other places where you may not automatically get a receipt ask for one or self-receipt (note down date, items and cost of each item, location bought). Include petrol for going to suppliers, craft fairs etc.

Keep records of all sales (Date, item, price).

Remember when doing your tax return to work out a percentage for the use of your home for running the business (space, heat, light, phone, broadband etc). This is where an accountant comes is useful.

Good luck - I remember when we started our business, it is a very exciting time.

spikemomma · 30/10/2011 15:09

Wow thanks ladies, that is such a great help. It would just be a business name, not a company!

It's just for random crafts that I fancy making, a mixture of all sorts. I really can't imagine I'd make much at all , so I would be well under any tax bracket, I think!

OP posts:
SazZaVoom · 30/10/2011 16:13

Spike - even if you are not earning enough for tax you need to consider making Class 2 NI contributions. See here for more info. You make be exepmt if earnings are very low but you need to apply for the exemption rather than just not making any payments.

spikemomma · 31/10/2011 20:51

Oh thanks sazza- that's good to know! Thank you!

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