Viva - sounds like it could be the lye has not disolved properly. Have you done the Zap test?
2 ways - lick the soap or lick you finger, rub it on the soap for a wee bit, then lick your finger again. if it zaps, it's lye. (and you will know when it zaps, if you're not sure, it's fine)
It could be that you didn;t get the soap to trace properly - when you add your lye to your oils, start mixing by hand with a whisk, till you see it going like a batter. then use your stick blender. Every now and then, stop the blender and use your whisk.
Also, once you've reached thin trace, add your smellies, and again mix in by hand so that the essential oils are mixed evenly throughout the batter (same with any colourants you add)
or, if you followed the recipe out of a book, you also need to check the kye calculation on an independent soap calculator. Never rely on the measurements the book gives you cos they are often out. Google soap calc and you'll get a good one 
sansaLannister : I used to get a white coating on the top of the soap, but not in the middle. I could easily scrape it off with a blade. But like slap, I always sourced the caustic soda from a soap supplier
This is called Ash and is a perfectly normal part of the soap and is usable. there are various theories on ash, and sometimes you get it, sometimes you don't, though if you are like me when you've made a new soap and can;t resist having a sneaky peak, you might find you get ash. Some smellies are prone to ash more than others (I got about 4mm of ash on my pear soap and i really didn;t like that so i didn;t sell those ones) but it is just cosmetic. infact, my Lavender & patchouli soap has a light sprinkling of ash and against the purple colour is quite pretty.
Viva - enjoy making more soap - and you will also find soap making forums great for advice, often more so than the books.