Hello OP,
I had a diagnosis of turner syndrome following a CVS in my first pregnancy, so different to you, but I had a harmony test in a subsequent pregnancy which came back all clear. As you might imagine, I've read up on both.
In terms of accuracy, harmony tends to generate more false negatives for turner syndrome than for the main trisomies. However, I do not think it generates more false positives. The most likely explaination is that your baby has turner syndrome, and you may wish to find out more about the condition. It really is only worth having an invasive diagnostic test - amino or CVS - if you plan to end the pregnancy, as you would want to be 100% sure of the diagnosis before doing this. The nhs screening (bloods and nt measurement) are far less accurate than harmony, so pointless. That said, a common side effect of turner syndrome is the development of a cystic hygroma and fetal hydrops. This would be picked up on your scan without needing to measure the nt, and is extremely serious.
Indeed, this is why I had a CVS - because it was instantly apparent that my baby was unwell at my 12 week scan - and sadly why I chose to end the pregnancy eventually, as it was apparent that my baby would not survive to birth. The prognosis for babies with turner syndrome who do not develop fetal hydrops in utero are very good.
Given that no such issues were detected on your scan, I'd suggest taking a look at the turner syndrome support society pages for more info on the condition, and if you want to talk over the accuracy of the harmony and the other tests on the NHS you may want to call ARC.
I hope that helps. It's always a shock to find out that something is not right in your pregnancy. 