Yep, the two week wait when trying to conceive has nothing on the waits involved in finding out if there is a problem with your baby, that's for sure. It's so much more intense because there is already a baby you have bonded with. I have to admit part of the reason I didn't do invasive testing was the thought of that 3 day wait.. ugh.
I'm 29 weeks so I've known there might be an issue for 17 weeks now. It was all in the bloodwork - I've had totally clear scans, nasal bones, heart, the lot and normal NT measurements on top. Even baby boy's femurs are measuring 2.5 weeks ahead (he's 1.5 weeks ahead in general) and babies with Down Syndrome often have short femurs. My two DDs had short femurs and one of them had a couple of very soft markers (i.e. borderline measurements) as well - so glad I haven't had those with this pregnancy! I even have an "explanation" for my higher bHCG at my 12 week bloodwork - in early pregnancy with all my pregnancies I have crazy high bHCG so I think it's normal for me. Similarly the low PAPP-A - apparently low placentas, like mine is, often have lower PAPP-A too.
So the likelihood is that all is fine, but as you know only too well it is always possible to be "the one". I have been on the surprising end of statistics in previous pregnancies (not for chromosome stuff) so it is hard to always think positive.
I think with a longer wait it is a lot easier day to day than the intensity of a wait where you know the results will be due shortly. Having said that, I have not yet reached the last few days before finding out so I imagine things will get pretty bad around then!
In your case I would most definitely have got an amnio, but every situation is so, so different. With higher odds for Down Syndrome, I'd have got an amnio too, but with less than 1 in 100 I'd not even really be worrying about it now. If the odds had been 1 in 34 for a lethal trisomy I'd have possibly got it done as well. I just happened to unfortunately land in a very grey area for my own personal beliefs and feelings and it sounds like your next pregnancy will be similar for you.
Oh, for a time machine or at least a non-invasive early first trimester test with a full karyotype!