Bloody car insurance / parents

[VirtualPA]

My dad has my sister and her fiancee on his business car insurance, they both pay pennies each year for insurance.

I have asked to go on his insurance too - Plus I do actually work for him sometimes, they don't - and my parents are reluctant to put me on there, because then there will be too many people on his insurance for the size of his business.

Hold on a second - BIL too be isn't your child, and neither of them work for you!

I feel like stomping my foot like a child and shouting IT'S NOT FAIR!

AIBU?

Why do you need to go on the insurance? Is it just a case of wanting what your sister has? If so YABU!

No, to save a LOT of money.

But does driving for his business form part of your work for him? If it does then YANBU.

Other than that, I don't see why your dad should put any of you on his insurance just to save you money. What if one of you has to make a claim? You could COST him money. So she is being unreasonable expecting your dad to do this for her and two wrongs don't make a right. Maybe she needs his financial support more than you do at the moment?

Don't do any work for him that involves you driving, or make it part of your wage that insurance is covered for those trips?

Or be honest with your parents, say that you know it's childish, but you feel hurt and that your parents are playing favourites. Lay your cards on the table.

YABU and childish.

Get your own insurance like the rest of us. In a few years the cost will go down. Your sister won't be able to stay on your dads insurance forever she is just delaying the inevitable.

Do you always want what your sister gets?

I will do driving for him so it only seems right.

It is not a case of wanting what my sister gets, its a case of just passing my test and ACTUALLY WORKING FOR IT.

Car insurance is expensive. If you can't afford it on your own, don't drive. Simples.

YABU.

I think yanbu in the circumstances you describe,I would be a bit peed off too. However,having said that,you would be better getting your own insurance and start to build up some no claims bonus,most companies offer monthky payments and if you shop around you can gat some good deals.

Tbh this would piss me off too.

if you are driving for a buisness then you need to be insured on the buisness insurance otherwise it will be invalid if you crash.

I will not drive for work as i am not insured to drive my own car for anything to do with work stuff - so can't say take a work mate to a course as my car isn't covered, some of us at work are not covered and others have got the insurance to drive for work related stuff - i get the bus as it is easy that way

YANBU. I think some foot-stamping is in order, along with a few cries of 'it's not fair'. It works on my parents and I'm in my 30s

Funkycherry - Its not about not being able to afford it, I can. It is about the principle.
Would you like to pay £100 when you can get, and are entitled too, the same thing for £20?

Also, the business will stay in the family so building up no claims is irrelevent.

Fair enough.

BTW - you can get class 1 business use added to insurance for no extra cost. Which I did for my last job just to make sure I was covered.

YANBU at all.