Not to have a will?

[MissCromwell]

Was wondering this after reading the other thread on wills. Neither DH nor I have one.

We have a very simple set-up, no steps and exes in the picture. We get on with our immediate families and trust them and each other to do what is right.

So - if one of us dies presumably the other inherits our (jointly owned) house and the insurance pay-outs. If we both go, then presumably DC gets it all, and our immediate families sort out what is the best way to care for DC (we have talked to them about this, and DC will be cared for by family, but nothing is in writing).

So, is there really any need to write a will? Or is there something I'm over-looking here?

Dragonwoman, your original post was my thoughts/position exactly, though I don't know as much as you do about guardianship issues. Like you, don't think my rellies would be bothered about paying for a funeral (can see this would be issue for some though).

I also notice that a lot of the horror stories, the people actually have left wills. And a will needs to be kept updated or might cause worse problems anyway.

Amarantha, thanks for your post. Seemed very sensible. I am going to keep thinking on this one...