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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

I do not know anyone who is having a 'party' living on benefits....post here if you do

444 replies

electra · 03/05/2010 13:01

On MN, I keep reading on many different threads that Labour has been giving away loads of money in benefits to people who don't really need it which has caused the financial crisis.

All the people I know who rely on their tax credits and have children seem to have to watch every penny. I do not see evidence of them having any sort of 'party' life.

I had thought the banks were mostly responsible for the financial crisis by lending money that didn't exist.

Can anyone correct me on this? I'm open to different opinions.

OP posts:
Kaloki · 05/05/2010 13:56

foureleven You aren't able to do volunteer work either, as they go by how many hours you work rather than how much you earn.

Bonnyandborris · 05/05/2010 14:11

Volunteer work or work experience Kaloki, it sucks, DP was out of work and we thought work experience would be worth a go, not allowed, it sucked.

What also sucks is that when you go back to work you have to hope that you have enough money saved for train fares etc in your 1st month because you get no help with that either. DP got offered a job with a next day start, great, but we were completely and utterly skint, the job centre were crap the only reason DP could take the job was because both sets of parents helped us out. I can see why some people might feel like giving up, I'm not sure what we'd have done if we didn't have parents or if the couldn't/wouldn?t help.

bumpsoon · 05/05/2010 14:33

When i was on benefits i went to a ball ,is that what you mean ?

expatinscotland · 05/05/2010 14:39

'The whole thing about not being able to take temp work because you have to cancel your benefits and apply again is appauling.'

They also immediately stop your housing and council tax benefit and within days you get demand notices for the full month's rent and council tax, which, even in a council house will total about £350 easily.

So you need to have saved up a month's rent and council tax at the least, probably more because once the temp job finishes you'll need to re-apply for those benefits and it often takes weeks if not month's to sort out.

And of course, rent arrears mean eviction and or debt you need to pay off from the min wage temp job and not paying council tax means the bailiffs.

So getting into very serious debt very quickly is a highly likely outcome of taking temp work.

Hence, why many don't want to take such contracts.

Not to mention, as secondcoming pointed out, the childcare issues.

bumpsoon · 05/05/2010 14:40

Bought my frock from the charity shop and borrowed some shoes ,infact the total cost of my outfit was £4 . Ticket was free as someone else couldnt go and gave it to me and i got a lift there and back .

Kaloki · 05/05/2010 14:52

"What also sucks is that when you go back to work you have to hope that you have enough money saved for train fares etc in your 1st month because you get no help with that either."

Also true. The benefits stop the day you start work, even if you don't get paid till you've been in work a month. Because, you know, benefits mean you can easily save up

So yeah, being on benefits = fun and games

LoveMyBigTV · 05/05/2010 14:56

On JSA you can work for 4 weeks and still claim, incase the job doesnt work out.

firsttimemum77 · 05/05/2010 15:26

Someone I used to know was on JSA and the Job Centre reimbursed her travel costs etc for attending interviews and providing that she provided receipts reimbursed her for 'interview' attire she had purchased... When she told I was a bit taken aback - having never used a JC or been on benefits I don't really know how it all works - is that common thing across different areas?

Also reading through some of these posts I can understand why it may be hard to come off benefits...but thats the problem - the Government make it too easy to claim benefits IMO but make it too hard to come off...its kind of all or nothing...you don't work so heres the money - oh you work now ... you get no money...there needs to be an exit strategy so it takes into account the period between starting a new job and getting your first pay cheque...

expatinscotland · 05/05/2010 15:44

'On JSA you can work for 4 weeks and still claim, incase the job doesnt work out.'

No you can't if the job is 16+ hours/week.

They stop your claim. Housing and council tax benefits are immediately suspended.

You can do a 'rapid re-application' if things don't work out.

But it's not, erm, rapid.

Bonnyandborris · 05/05/2010 15:46

I think you can still claim for a 4 week period lovemyTV but I believe that you have to enter your new employment on a 'trial' basis, sort of try before you buy. DP, having been out of work for so long wanted to show his new employed he was 100% committed, we didn't think 'try before you buy' really gave an impression of being 100% committed.

You can get travel cost reimbursed firsttimemum, which is great, but the last ticked DP needed to buy was £30, great to be reimbursed if you have the cash upfront, not so great if you are skint and the interview is the very next day! (again, thank you PIL). I'm sure there must be employers thinking that the unemployed don't want the interviews or jobs that they are offering, I wonder how many cannot afford to attend and don't have PIL who can help out? There definitely needs to be an exit strategy, I feel that strongly about it that I plan to hound my local mp about it!

bronze · 05/05/2010 16:40

We've had ours stopped since dh started work. Not sure what we live on for the next til he gets paid but I know for sure they stop it. The system is not designed to get people back to work at all

foureleven · 05/05/2010 17:39

"You aren't able to do volunteer work either, as they go by how many hours you work rather than how much you earn. "

Jesus, who is responsible for these shit decisions.

foureleven · 05/05/2010 17:45

JSA and the Job Centre reimbursed her travel costs etc for attending interviews and providing that she provided receipts reimbursed her for 'interview' attire she had purchased... When she told I was a bit taken aback - having never used a JC or been on benefits I don't really know how it all works - is that common thing across different areas?"

There are ins and outs.. but yes basically this can be the case, in most areas. You should get an amount of money from the government £50 - £300 depending on various factors when you take a permanent job. If you have been out of work for a certain amount of time (6 mths in most areas)

The real problem I think is that most childminders and ALL nurseries want a month up front..

P.s I run a company that helps people back in to employment. I pay their travel out of my pocket if I beleive in them.

bronze · 05/05/2010 17:58

Good on you 411

"You aren't able to do volunteer work either, as they go by how many hours you work rather than how much you earn. "

" who is responsible for these shit decisions." they are indeed shit aren't they. Funnily enough I think it should be the other way round. If you claim JSA then you should have to do a certain amount of voluntary work

foureleven · 05/05/2010 18:05

So do I bronze, not only to be 'doing your bit' but for self worth! Being unemployed does nothing for self esteem, if people were able to give something back by doing voluntary work without being 'fined' for it then they could get a sense of achivement AND add skills to their CV.

5inthebed · 05/05/2010 18:34

Just how many hours voluntary work are you allowed to do? Just out of interest.

foureleven · 05/05/2010 18:42

As I understand its not to do with hours 5inthebed it's to do with the fact that most volunteer agencies will pay you expenses, which, although they only cover costs incured as a result of the volunteer work, will be taken in to account when calculating benefits.

foureleven · 05/05/2010 18:43

Oh, and it has to be for a charity/ not for profit company too.

Crazycatlady · 05/05/2010 19:46

This thread has been a real eye-opener on the workings of the benefit system. I'm really quite shocked at how difficult the system makes it for people to get back into work, especially when there is childcare to consider.

When will the next Q&A session be on here with the new Prime Minister? There are serious questions to be asked here and some immediately fixable issues such as the day on which benefits cease in relation to starting work.

Voluntary work sounds a great idea in terms of self-esteem building and skills acquisition. Great for those who don't have a family. Not practical when childcare needs to be paid for though.

motherlovebone · 05/05/2010 20:38

Fine though if DC are in school

Ive heard of a couple of instances where voluntary has led to paid...

Kaloki · 05/05/2010 20:45

I think a lot of people believe that you just walk up to the jobcentre, say give me money and they fill your pockets for you.

What actually happens involves loads of ringing different departments, because despite their huge database of stuff and the fact they all operate under one banner, none of them will talk to each other and they cannot access your information with it going to and fro for a while (and possibly getting lost on the way)

Your most heard response is "it's not my problem", followed by "I don't know".

When they finally (grudgingly) agree that you might need to afford food, bills etc you then have to wait for them to think about it. They are obliged to either have it sorted by, I believe, 28 working days, or to send you a holding letter. Guess which is more likely?

When you eventually get your money you then have to repeatedly justify getting it.

Which means on JSA you have to sign on every fortnight. During this time you cannot take voluntary work, and have to be a real gambler if you do temp work. Calling in to cancel appointments to go to job interviews is definitely not as easy as it should be.

While I understand the logic behind getting proof of interview to cancel a sign on, how many jobs do you think are keen on having someone ask for proof that they were there? No matter how things should be, a lot of places are not keen on hiring people on JSA - there's just too much stigma attached. It also makes them think that you only want the job for the cash, not the job.

If you are on Incapacity Benefit then you need to attend a medical, which will be attended by a doctor then points will be awarded so if you get over a certain amount you get the benefit. You'd think that the points would be awarded by the doctor who saw you wouldn't you? Don't be silly.

DP's form said he has ME aka CFS (chronic fatigue syndrome), yet the appeal letter we got back saying he'd failed to get enough points said (right next to the bit about ME) that "the patient does not suffer from fatigue". So you see the calibre you are up against!

Ooh that's another point, the appeal letter. You will not be told what exactly you are appealing against, and yet you have to appeal, then when you appeal you will fail based on lack of evidence to support points that you didn't know you hadn't got. Makes sense? You then have to go to a tribunal. Till the tribunal you should be on a reduced rate of income support. That is, if they don't fuck up.

Conveniently we know a fair few people in the same situation as us whose IS was stopped due to failing the medical just in the run up to the election.. just in time for a report to be announced by the government to say that less people were on benefits since the recession. Interesting timing dont you think?

Oh and another fun thing. Two people living together cannot apply seperately, fair enough, though this means that despite only one of us having had a failed medical recently, we were both cut off.

Are you all still jealous? We have a PS3 you know? Maybe you'd care to swap situations? You wont be able to eat, but you can play some games while you wait for help!

expatinscotland · 05/05/2010 20:53

'Calling in to cancel appointments to go to job interviews is definitely not as easy as it should be.'

My BIL was told he still had to appear at his sign on time!

When he didn't, for the interview, they cut off his claim!

Thankfully, he got the job and lives at home.

But that's just shite.

Kaloki · 05/05/2010 21:05

I had one threaten to do that Expat, I was lucky as well and got the job.

expatinscotland · 05/05/2010 21:09

Happened to a friend of mine, too, just this past month.

Again, luckily she got the job.

They told her to call the employer and reschedule the interview when she got asked to interview adn it coincided with her sign-on time.

How nice.

And yep, her housing and council tax benefit went the day she started work.

She had to put her rent and council tax on a credit card.

She's up to her arse in debt as it is from her ex-husband and teetering on the brink of insolvency.

sarah293 · 06/05/2010 07:59

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