We were very lucky that my mum and ILs gave us money this year - they knew we were strapped as my builder DP was left in the shit by a client pulling out at the last minute - he managed to pull it out of the bag though, thanks to a friend putting work his way and we managed last months mortgage payment despite thinking we couldnt. So, my mum is V generous and gave us £400 between us and DPs mum £100, our mortgage is £750. We have about £200 on us until DP gets some more money, probably the end of next week. So without this money we would have been ringing the mortgage company to make arrangements not to pay it - we already in arrears and have an arrangement in place to sort it out - they have been very good actually.
Thing is, our mattress has had it, we have had it for 15 years, its knackered, it has holes in it ffs that i can get my hand in!! I wake up each morning feeling like ive done ten rounds with mike tyson So i thought when we got the money - kerching!!! new mattress - and thats what we decided to do - buy a new mattress and ring the mortgage company and arrange to pay this months at the end of the month (They said to call them if we had difficulties this month as i pre warned them that this was a possibility due to work situation).
My DP has lots of work lined up this month - more than he can really cope with ironically, so we would probably be able to manage it - BUT, it puts us on the back foot - the mortgage company have been more than understanding and we have avoided repossession by the skin of our teeth.
So, i have had to be a grown up person today and say to DP, look, the matress is going to have to wait, we can't pay our mortgage and we have £500 sat in an envelope.
Maybe we can get a matress when he gets paid, but it never bloody works out like that, weve been sleeping on a holey matress for six months now and my back is suffering for it.
GRRRRRRR - its shit being a grown up sometimes isnt it
Its not all doom and gloom, DP has work lined up, which is more than some people we know - we consider ourselves very lucky indeed but he is now grumping around sulking because i have pissed on his blow out bonfire