To think this company are being totally unreasonable

[dilemma456]

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QueenOfFlamingEverything - life assurance is not expensive and it's not a luxury.If you are easrning an income and rely on that income to pay for the basics in life,it's an essential way of protecting your children should you die.
You wouldn't not insure your house contents and it's the same, only more important really because you're insuring against your children being left without income to pay for the basics!

Ask the bank to refund you under direct debit guarantee scheme rules. They will charge the company, you will get your cash.

But my income is entirely from the state (tax credits, DLA and child benefit) and DP is on minimum wage, so surely if the worst happened, the kids would be provided for in the same way? In fact, they would probably be better off, money wise, as both sets of grandparents have decent incomes.

We don't have any insurance for anything, tbh. Don't own a house or car. Really probably should look into insuring the contents, but our only valuables are our £200 TV and our two computers, which didn't cost us anything as they were donated and inherited, but are probably worth a total of about £300.

I tried to look into insurance online, but couldn't get a quote as we rent our house. Any idea what kind of price range we are looking at? And, while we are at it, how much would life insurance be?

Right well as I literally have to choose some weeks between food and gas bill, I think anything extra is a luxury.

Anyway I will go and argue this on the other thread instead.

Good luck dilemma.

ButterPie - if you're not working and earning an income then your dp would be the one with the life assurance.
In terms of contents, do you not have clothes, furniture, kitchen appliances? If something happened that wrecked your whole house, would you be able to find money to replace everything right away? If not, then for a small sum each month you can get the contents of your home insured.
QueenOfFlamingEverything - it's your life, I'm not saying anything about it but if you work and earn an income that you rely on for your food and gas bills, then who's going to pay for food and gas for your kids should the worst happen?
Not sure you have a decent argument there but good luck!

I don't work.

I am a lazy workshy irresponsible scrounging single parent, letting the state foot the bill for my brief moment of passion.

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Excellent! I am so pleased you got it soeted dilemma456

now get yerself some life assurance - not irresponsible, but it would be wise to do it

Well done

I did lol at the use of "" around supervisor. A woman after my own heart