to want to report my someone for a suspected false insurance claim?

[northernmonkey]

I know someone who had a very small bump a month ago who was honestly doing a max 5mph

They went straight to the hospital and was given the all clear
The next day their neck became so stiff they could not move in the slightest They went to see their dr who signed them off straight away...but this dr does this for anyone iyswim!!
Now 4 weeks later its still so bad that they have been signed off work for another 4 weeks and are putting in a claim for whiplash

The problem is i've seen this person move around very freely ie turning around fully when reversing..picking up stuff etc and they are fine.
I also know the other people involved and they are all fine, in fact her dd has a serious heart condition and still managed to go to school that day.

I feel that it is so wrong for someone to put in a claim like this when they are clearly fine. It really is making my blood boil and i dont think its fair
aibu???

Oh and they have also told someone that they feel this is because of an accident 2 years ago and they should have claimed then???

Hmm - I would be very tempted.

The thing is i know for a fact they've never had an accident before and they've lied to their mum just to get her to believe its the truth.
It all sounds so confusing but its really getting me down
I dont know how to go about reporting it when i dont know their insurance details

I would just leave it tbh. They are being out of order if they are faking, i agree. It isn't huting you though so do you need to?

Beak out. It's got nothing to do with you and there is no way you can know all the facts.

I just feel like i'm in the middle cause i'm friends with the others involved and i know her insurance will go up because of a false claim. it seems unfair to me

NotAnotherNewNappy the thing is i do know the facts cause the person doing the false claim is related

God, here I am again.... the fraud avenger!

Well it will end up hurting you and every other driver on here as it will contribute to the increased premiums we all pay.

If you want to report it these are the people. It must be bad if there's a specific organisation!

www.insurancefraudbureau.org/

If I was in your position Northern I would report, if I knew how to

If I was absolutely certain of the facts I would report without hesitation.

id leave it

A report does not mean the end of the world for them. It would still need to be investigated by the insurance company. If it is genuine, it should hold water.

Shop them.

The consequences of a false claim is more than just their premiums going up. It is fraud and hence a criminal offence.

But its going to be your word against theirs so wouldn't do any good anyway. Unless you have video evidence.

I still wouldn't do it. It would only occur to me to get involved if I had a serious chip on my shoulder - possibly to do with the way this person led their life generally, not just this one event. Is that why you want to shop her?

I get realy mad about this sort of behaviour, and tax evasion and benefit fraud etc.But, i would leave it, if its really bothering you,you could let them know how you feel.

If they think it's dodgy, they will hire investigators who will get the video evidence. That isn't for the person reporting it to worry about. There are lots of regulations regarding surveillance which they would have to comply with.

The OP reporting it will not automatically result in the claim just being refused. It will be properly investigated, with surveillance and video evidence where necessary.

If the claim is false that is their look out. Many insurance companies do investigate these type of claims as a matter of course so they could be under investigation already.

I'd report it.

Maybe this is the twat who is trying to sue my dh!

Some of you may have seen my thread about the eejit. Traffic was backed up both ways at a no waiting grid so driver shouldnt have went any further so traffic in the other lane could still turn right. Twat slows down so dh indicates and turns - he then speeds up and grazed the back of the car.

We have nothing but a slight scuff mark on the bumper and dh asked at the time if everyone was okay which they said yes.

Apparently after seeing a "no win no fee lawyer" they all suffered severe whiplash (even though none of them saw a GP or went to hospital and the lawyers doctors report is dated about 6 months later).

Their car has £500 of damage to parts of the car that shouldnt have been affected (this is a car that had cellotape holding the headlight on and given that we only suffered a graze ).

Could go on and on but you get the jist.

Shop em. Some poor sod may have lost his no claims bonus through no fault of his own and research shows our premiums are bumped up by around 1/3 to account for fraudulent claims.

Thankyou for all of your replies.
I do not have a 'chip on my shoulder' for this person, there are no bitter reasons for me feeling like this just fair justice.

Sb6699 Your post just makes me and thats why i feel i want to do something about this.
Its wrong that people can just make a false claim and get away with it at an innocent persons cost!
I would feel much better if at least the claim was looked into fairly then it would be up to the insurance company's to make a more fair decision.

Oh and thankyou wickedwench for your link
I just need to really think about what i am going to do

Absolutely, the decision is yours entirely. Take your time, think about it and do what you consider is best and then forget about it.

You don't have to explain to anybody here what you've done, not done or why.