am I ur for having a secret store card that my dp does not know about aibu

[cava]

I keep it for emergencies like xmas, homeware etc is this bad its my only guilty pleasure.

Why is it secret?

If you do keep it for EMERGENCIES then fine, but why secret have you had problems with cards before? If so, you are not alone half the country hastoo!

If it's literally for emergencies why is it a secret anyway?

how are Christmas and homeware emergencies???

yabu

and why is "homeware" an emergency?! I suspect you prob. ABU...and you know it!

if you can pay it off each month, and it safely allows you to get something you need right at that moment then why not.

personally i don't have a cc (even when i was working) and my husband has a visa for emergencys when we are abroad (we don't know the pin so could be a bit stuffed )

i get the wibbles about owing money and the only debt we have is our mortgage

xmas is an emergency ?? sudden and unexpected??

what, like they suddenly throw it at us at all sorts of random times of the year with only 3 days notice? LOL

YABU if you have joint finances, everything should be up front

how would you feel if DH had a card/secret stash of cash YOU knew nothing about?

Lol at Christmas and homewares being emergencies. Emergencies are things like broken boilers and new car tyres, not things you know are coming and can plan for.

I think yabu and very wrong keeping this kind of secret from your dp. How would you feel if he did the same?

Peedoff- great minds post alike lol

I am referring you to the AIBU thread To want to scream which has just been posted. Are you the other half of this couple? If not there may be something of relevance in the thread for you!

How is Christmas an emergency? IMO an emergency is heating breaking down or the bathroom flooding and needing to pay money out to get these things fixed. Just so you know this year Christmas is on the 25th of December - hope that helps.

YABU - Secrets are very damaging. How would you feel if things were hidden from you?

YABU - Secrets are very damaging. How would you feel if things were hidden from you?

YABU

It is a trust issue.

Sorry X

if your money pays for card YANBU.if joint money pays YABU

and store cards are fro the hard of thinking who are bad with money ,extortionate APR

crikey, fast posting everyone! my was at mummyofprincesses

alwayslookingforanswers - i know you got there first, was just sharing your derision

oh ok then

and agree - store cards/accounts notoriously high apr - never mind 30%, try 39.9% for Very!

Well thank you for your honest answers im a stay at home mum and when I say emergencies I mean for presents for my kids that I can pay back monthly out of our money i want to contribute something , I dont normally keep secrets but I know im in the wrong I just wanted advice and no I have never been in debt Im normally very good. untill this thats why i wanted your advice I feel I have been told off by my parents so of to get the scissors to cut it up.

I have a credit card which i use for 'emergencies' too. Things my DH wouldn't really see the point of my buying, but things that make me happy (not class A drugs, fripperies really).
It's hard when you rely on someone else for money, it takes the fun out of treating yourself.