When I was pregnant (I was 25) I was given information on grants and benefits by my midwife, however it was because I was upset and worried at the time. I think there are probably many midwives who don't know anything about the financial aspect of pregnancy, but some do, and tbh I think they should be doing everything they can to help a teenage mum-to-be. Not just assume she's getting help and leave her to it.
PopTart, are you living with your parents or with your boyfriend? I read this just now:
Benefits that are available for pregnant teenagers and mothers under 16 depend on different things such as how old you are and whether you live with your parents or not.
If you are under 16 and living with parents:
During pregnancy-
If you are of compulsory school age (i.e. beginning of June following your 16th birthday) your local education authority must provide education for you, either at your usual school or somewhere else.
No benefits are available for you to claim, but if you are still with parents or carers they can continue to get child benefit and child tax credits for you if applicable.
After the birth-
Once your baby is born either you or your parents can claim child benefit. You will not be able to claim Income Support as a lone parent until you are 16 but your parents will be able to get extra child tax credit for your baby. If they get child tax credits of more than the family element, they can claim the £500 sure start maternity grant for your baby. Once you reach 16 the situation will change.
If you are under 16 and living apart from parents
During pregnancy-
Because you are under 16 you cannot claim benefits for yourself. If you live away from your parents or guardians, social services are responsible for you.
After the birth-
Once your baby is born and you reach 16 years of age you can claim child benefit. Once you reach 16 you will be able to claim child tax credits and possibly Income Support as a lone parent.
If you are under 16 and living with your boyfriend:
Your partner cannot claim extra money for you while you are pregnant unless he is over 16 and claims for you as his dependent child. After the birth he can claim for Child Benefit and Child Tax Credit for your baby. He may also be able to get Housing Benefit and Income Support as a lone parent if he is not working. Under these circumstances he may also be eligible to claim the sure start maternity grant.