to be fecked off with the bank for being horrified that we use cash

[ThatVikRinA22]

im getting slightly pissed off with my bank. every week i take out X amount in (prepare to be shock/horror-ed) cash. i put it into tins and then i know exactly where its going - i save so much each week for clothes etc so when the bills come in have the cash saved up and we just go and pay it.

the last few times my DH has gone into the bank they mocked him for still using cash, comments that started vaguely annoyingly - like "do you know you can do this straight from your account" and "do you know you can do this over the internet" etc to this week the cashier said "why are you using cash - we are going to have to drag you into the computer age"

he basically has now said he isnt going into the bank again. He is sick of it - he says its every week,which means ill have to do it on my only day off and im just peed off with the bank staff for continually pressing him to not use cash. what is their fecking problem with using cash - its a bank for gods sake! what else do they do????

so - what witty retort can i use when they inevitably mock my use of cold hard cash this friday...

squishabelle - sorry i didnt understand. i get exactly £160 out each week. exactly - no pennies to count!

i get that out of the cashpoint. see above....im losing the will to live to see this thread end! lol

Princess - she posted in AIBU - you get comments when you post in AIBU!

I think were all getting the wrong end of the stick here !

ok ok everyone - im strange! ill try to explain it just once more then i give up...

each week i take £160 out FROM A CASHPOINT

every week i divvy that money up into tins -
one for my personal spends
one for vets bills
one for clothes for everyone in the house
one for my DH spends
one for my DD pocket money
one for my DS pocket money
one for shopping
one for Credit card spends
etc etc etc

when the credit card bill or the Next directory bill comes i take the saved cash out of the tin and go to the bank and give them the payment slip and the cash and try to pay the bill.
and they dont like it. they want us to pay our bills over the internet.

all my household bills/utilities are paid by Direct debit.
i dont go and get pennies out.
i dont go and queue every day.

have i missed anything out there...or can anyone understand what im saying or am i really talking shit...

if im talking shit its fine. i just havnt had a glass of wine yet....off to rectify that immediately....

well, it's kind of eccentric, tbh
the bank don't like it because they have to have a human being to transfer the physical object of the money, rather than a computer do it for them and if the bills you are paying are not to them, i imagine that the staff think its a pita
and if you are confident enough with computers to be using mumsnet, surely you could get your head around internet banking.

OP - just tell them that by paying your bills with cash you avoid being penalised when they arse up transactions (happened to me more times than I can remember)!

Your money, it's entirely up to you how your organise your finances. I refuse to internet bank as I can't be bothered with keeping on top of the security software measures needed to keep it safe. We do DD for most bills because it's cheaper.

Mind you, I'm a dinosaur as I still use cheques for things like ds' nursery and the milkman !

you know what,if it works for you.continue

really,you keep money in tins?it does bitty seem olde worlde to me.but hell it is your own money

knew a wifie keep all money under mattress

I think everyone just wants to know if they're missing out on some incredible way of saving money!

I do the same as you but all on a spreadsheet. I have lots of worksheets for each set of four weeks, and I divvy up all the money that comes in at the beginning of the four weeks. Anything left over at the end gets put into savings.

I hate using the bank with four children in tow, so just could not countenance doing it your way. But it clearly works for you and the bank tellers are out of order being rude to you about it (unlike us, who you have invited to be rude to you about it by posting in AIBU )

do you keep the tins hidden or in safe place
are they matching tins or eclecticc collection

I still don't get why you have to go in every week. Do you get credit card/Next bills every week??

ok ive just totally lost the will to live....

i dont want to internet bank because im a spendthrift idiot and dont trust myself not to overspend so i like the cold hard cash in my hand and whats wrong with using cash!?

now i see why im looked at like a loon in the bank....

you all think im mad bacause i choose to use cash instead of t'internet!

honestly - its not that im not computer literate - i just dont want to bank using the internet! i like using money! real money! omg whats wrong with me?!?

I do this too and have had raised eyebrows a few times...

...a friend of mine, when the bank queried him doing the same every friday, told the teller that he had a crack habit and his dealer only took cash

In response to OP - I used to be head cashier in one of the big four - it's because they have to count it, thats why. That's all it is!
I would never have commented though and would have had strong words with any member of the team who did too.

i think it is your money,do what you want

if it works and you are happy cant see what anyone else beef is

now the tins

hidden or not
matching or eclectic collection

Hey Vic I'm here
I'm liking tins.Of to raid the trash can . What do you recommtnd dog food or besnsLOL
Tell the bank you'd rather have the cash than give it in bonuses. Anyway the burgerler is probably more needy than the bankers
Vic what's G called round these parts?Love to say Hi to her
Off to repeat meny times "I will not stay up late waffling with Vicar"
Zoe
x

You could just pretend to take the money out as you are just using it as a way to make sure you don't get overdrawn. Just use Monopoly money. When you bills come in, take the pretend money out the tin and write a cheque. Or pay online. You are as likely to be mugged of the cash as you are likely to be the victim of hacking or identity theft online. I think the time spent getting the cash out and dividing it up and going back to the bank is time wasted, can you not just trust yourself to keep a note of it all on paper or better still online. You will also get 52 weeks of interest on your £160. Still, the bank staff should give you a rest if you have made it clear you are going to continue with your own method...

oi what tin did the wine come out of?do you have a fun tin

...and I see your point. We have to do it because we are total twats with money. And having a kitty means if it ain't there, we don't spend it, and have to wait till friday.

Makes perfect sense to me Vicar

(now there's a sentence I've never had cause to utter before)

YANBU. If you don't go into the bank, they don't have the chance to bombard you with sales pitch trying to sell you other financial products (unless they call you). If that works for you, then fair enough. Who cares what anyone else thinks.

hic

hic.......hic.......hic.....

oh the tins.....right. shiney but cheapo storage canisters, except DD who used her money to buy herself a pink cash tin from tesco with a key and everything....

ZOE!!!!!!!!!!!

help me.....! lol

soooooo happy to see you! ive totally zapped my RK account!!!

oooooo big squishy cyber spacy hugs! xxx

if i had tins i would need a wine tin and clinique tin

All banks are trying to phase out the teller position. Some already have machines, like ATM where you can pay cash in, but at the mo, think they are only for paying into your account after putting your card in.

They wouldn't mind however if you went into the bank with a credit card bill bearing a large balance belonging to another bank and paid that with cash or buttons.... after you leave they will pass the details to an account manager who will contact you at a later date to sell you a loan or their own card.... been an account manager too!! lol

(Zo - G is called Goblinchild but not seen her for a bit.

Witty is Wetaugust.)

Scottishmummy - the wine has come out of the shopping tin....im not paying for that particular necessity out of my own money - what do you all think i am? mad or somat!