My DH and I have a large deposit, we're renting so can move quickly, we've organised a mortgage, we know how much we can afford for when I'm not working, we've done everything apart from.....buy a bloody house.
We liked one house, took our workman Dad's along to see if it'd be viable, put an offer in the next day. 20 mins later she'd taken it off the market as her DH had decided to leave his girlfriend and come back to her.
So, we've been sensible, looked at other possibilities, one that looked good was cheaper but needed a lot of work (new kitchen, bathroom, carpets, ceilings) done. We worked out today we could afford it, arranged to take the aforementioned Dad's along tomorrow, just had a call that a cash buyer has done the deal and will exchange next week.
We only have one more possibility which is slightly over what we wanted to pay and is the same as yesterdays house, just hopefully needs less work (although there's only one internal photo which is of the living room-decorated nicely).
AIBU to be beginning to feel despair?! We're not going to be homeless so in some ways we're really lucky but our TTC all depends on having a house! Ideally I want to start in the Autumn and now I'm feeling pressure and stressed that we won't find a house, we won't be able to afford a house (mortgage lady said rate was about to go up and estate agent said 'things are picking up') and most importantly, we'll never have any more children (we already have DSS aged 7).