Background to this is, we got married last summer, he's currently an unpaid student teacher and we have/he has a 7 year old son from his first marriage (his first wife died).
So, we've been renting a house for about 8 months. My DH had to pay half of 6 months rent in advance because of him not earning. At the end of the 6 months, I reminded him it needed paying again, he said 'oh I'm sure it'll just come out of my account', I reminded him to check, he didn't. A week or so ago he (finally) got round to calling our landlady who said this is fine, just send her a cheque for the overdue rent, then set up a standing order. I discovered over the weekend he hasn't done this as he's run out of cheques (but hasn't phoned up to get another book) and hasn't done the standing order either (we're lucky she's nice)!
Then, I reminded him to call the Child Tax Credits people after I discovered he wasn't sure if he'd let them know that we got married (or that he's no longer being paid). He hadn't. So, we've spent the weekend filling out the form as a couple (with breaks for him to find the next reference number or amounts on bills), received a letter telling us he owes them over £3k and another telling us it'll no longer be paid until we send them the form.
He drove his new car into a parked car last week (scratched) and said 'oh I thought I just tickled it'. So, I then find out he hasn't protected his no claims bonus (and thus lost it) and, he's got to pay £250 excess. I took it to the local garage and discovered it would cost £200 but no courtesy car. He has to pay the excess to the people mending his car on Wednesday, but I don't know how he'll do that with no cheque book (and they're picking it up from my work)...
Whilst this has all not been happening, I've been trying to work out how to pay off my credit card when my pay is being reduced by 10% and fiddling around with 0% balance transfers and he's been doing nothing. I also showed my husband where all my money goes and discovered he doesn't know how much the bills he pays cost or even whether they're weekly, monthly, quarterly or yearly.
Thus, I'm annoyed as I'm being really careful and he's being slack and now it's causing me hassle and giving me migraines! I've also realised the only way ahead is to get a joint account, put a standing order on his money into it (when he is paid) and then get my name put on all the bills so I receive them.
On an aside, whereas our 7 year old son a month ago had 3 pairs of school trousers and 7 shirts, he now has 2 pairs of school trousers and 2 shirts. I suspect that when my husband and son took things to the charity shop over the Easter holidays, they took some of the uniform not realising it still fits. So, I have to go out in my lunch hour and buy new uniform, costing money I don't have.
Rant over!!