first some background - mum is on a very tiny income (Widows benefit and a tiny pension from my dads former employers) She is terrible with money is depressive and does not open bank statements etc.
She manages now but tends to spend what she gets every month. Two years ago I noticed a tax discrepancy that allowed her to pay off all debts and get rid of her overdraft so after years of debt and a permanent overdraft she has now a tiny buffer of £300 which she has not added too but is at least there.
Today she called and spoke to me about a sofa bed in ikea which is £150 - I questioned the wisdom of making this purchase as she has 2 and a 3 seater sofa and when people come to stay she can borrow a blow up bed from my sister. She really wants a new one - I do understand but I really think she need sto try and save some money if she wants this and not spend her tiny bit of buffer as she may need it for something urgent one day.
I know she is pissed off with me now have I overstepped the mark? Need some unbiased opinion - thank you if you have read all this.