to arrive at the assumption

[rightthen]

that the majority of MN'S are skint or struggling financial. Are there any MN'S that are comfortable, wealthy but feel to wary about exposing there position in fear of being unsensitive, smug?

Haven't really had any money worries for years, but 2009 is going to be a different story. My business is really struggling, I'm just hoping things will pick up for the summer, if not I'm in trouble BIG time!

tiredsville, what's your business? Hope it does pick up.
lizziemum, I think that's what I was trying to say buy you put it much better than me!

Our mortgage is the lowest it's been in ages. DH has a fairly secure job plus his own business, so we're doing ok at the moment. He is working all hours to keep it that way though..

I'm probably being silly waspricep, but I'm a bit paranoid to say incase anyone in RL susses who I am.

I think there are plenty. And I don't think they are that uncomfortable about it. I could name some I think from previous threads. But I won't.

Why?

I think on mn just like in real life, there is diversity.

And it seems like the less money you have the more common sense, imagination and sense of humour you have (ok i m not saying always, dont flame me )

Thats why you can see families like: 'help, i ll be on my own with the kids, how can i entertain them, do you know any clown who will come here for couple of hours, my budget is £70...'
then you have families who spent a weekend having fun with a bedshit (which becomes a tent if you put it over 2 chairs etc...)
The same with food, and holidaays and birthday parties...

If you lived on low income you know how to make the most of it, but if you havent then you can ''struggle' on £100,000...

fair enough tiredsville. Friends of mine have ditched the ratrace for their own businesses in the last few years and we worry about them, so I feel for you. Good luck x

tiredsville, do you not worry that your business is not a reliable form of income for paying bills etc?

just asking this question (and to anyone else self employed, setting up business) as i had fancied doing this but really put off with the fact that there's no guarantee i'd break even, or make a profit (just me being cynical!).

any views?

yes constantly, but things always went well, for many years. But now, I have realised that I was and am infact living life on the edge.
I'm scared it's a case of here for today, gone tomorrow.

A lot safer and less exhausting with a partner ahfeckit.

We are not struggling this month, but I am aware, that my dh is likely to be made redundant this year, because of the company he works for. I suspect there are a lot of people in my position, who are cutting back and trying not to spend anything because of what may be coming up for them this year.

it's difficult i can imagine, thanks for your views tiredsville.
hope you can keep the business going. i think any kind of work is unreliable really esp at the moment for all of us. it's a very uncertain time. here's hoping things improve soon...

we don't struggle but we do watch the pennies too, we are careful.

i know someone who is self employed running a business but her dh is on JSA. he stays at home to look after their two DC.not sure he can actually be bothered working, and in this financial climate, it's a losing situation isn't it?