Seriously, AIBU? We've got a tele, its about 10 years old but it works. It's not great, and we'd love an HDTV. I'm quite happy to save up and buy one, but a few times now, DH has turned round and said "But that's what insurance is for." I was under the impression that insurance is for the unexpected, not to try and get a freebie because you want it. He wants to tell the insurance company we were moving it and dropped it, or a vase of water went down the back or something. He keeps saying things like "Oh but BIL has done it...everyone at work has done it". I argue back, saying I think it's wrong, and if we get found out it will make getting future insurance difficult, to which he replies that they don't investigate claims under £700.
He's making me feel like I'm the unreasonable one, that we could get a free T.V because everone does it. Do they?? Is this what insurance companies expect? His work colleagues have nearly got him convinced it's a good idea. I'm not comfortable with being dishonest, and while I'm not anywhere near being a saint this leaves me feeling quite unhappy. Should I let him get on with it, or stick to my guns as I view it as stealing? Am I being too goody-goody? Please set my mind at rest and tell me that I'm quite right not to want to lie to our insurers!