Loads of families get into a mess because of over payments of tax credits. The sheer level of bureauacy is ricidolous. Does every family in the country really need to be means tested? Its a nightmare for us as my husband has to do self assessment to work out what his taxable income is.
I would like to see a simplified system. I see no reason for a middle income family to have to go through means testing. It would probably be cheaper to let the millionaires have a slightly larger tax allowance than to pay for a huge number of bureaucrats to administer the present system.
I would like to see more generous means tested tax credits for low income families. (Ie. a family with an income of less than 20K)