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Proposed ILR Rules – The Unfair Impact on Working Mothers and the Need for a Full Maternity Exemption

530 replies

Zinary · 03/11/2026 05:57

I am writing this with a newborn in my arms, and my heart is completely breaking.
Instead of being allowed to heal, rest, and soak in the pure joy of my baby, I am sitting here crying, terrified, and questioning if I made the right choice to have a child. How can a mother be driven to question her greatest gift, her absolute world, all because of a cruel change to immigration law?
On 2 November, Home Secretary Shabana Mahmood announced the finalized "Earned Settlement" rules. To get Indefinite Leave to Remain (ILR) in the standard 5 years, you now must earn over £50,271 a year.
But the absolute malice is in the fine print: you must meet that £50,271 threshold in three out of the last five years before you apply.
The Home Office is actively spinning this "3 out of 5 years" rule as a generous maternity "buffer." They are telling the public it gives women two years of leeway to have a baby.
Let me tell you why that math is a blatant, calculated lie for real women:

  1. The Starting Trap: Many of us spent our first two years in the UK working up from entry-level salaries, earning below that £50k mark. Our two "buffer years" are ALREADY GONE. We have zero margin for error left.
  2. The Maternity Penalty: Pregnancy is nine months of physical toll, followed by maternity leave and statutory pay dips. If your annual P60 earnings drop below £50,271 because you lose out on bonuses, commission, or overtime while caring for your baby, your year doesn't count. The clock resets.
  3. The Multi-Child Ban: If you want to have two children within five years, it is mathematically impossible to hit that threshold for three consecutive years.
If the math fails you because you chose to have a baby, you are forced onto the 10-year path. The punishment? Paying thousands of pounds more in upfront Immigration Health Surcharges (IHS) and visa extensions just to keep your home. For a family, we are talking about an extra £35,000+ extracted by the Home Office. This is evil. It is a pay-to-settle hierarchy that penalizes the female body and treats human lives like a spreadsheet. The right to live and build a family must NEVER be a hard choice. The Home Office is laying these rules before Parliament next month (December) to take effect in 2027. We have a tiny, critical window to fight this. I am calling on every mother, every ally, and anyone who believes that a woman shouldn't be penalized for having a child to help us.
  • If you are an immigration lawyer: How do we launch a class-action challenge against this under the Equality Act?
  • If you have links to journalists or MPs: Please help us get this cruel math into the mainstream media. Backbench Labour MPs forced a U-turn on care workers last week—we can force a U-turn on mothers if we make enough noise.
  • If you are a British citizen: Will you write to your MP on behalf of your migrant friends and colleagues who have no voice in the ballot box?
Please bump this, share this, and tell me what we can do. I refuse to let a spreadsheet dictate whether it was a "mistake" to hold my beautiful baby.
OP posts:
Allrightonthenight1 · 03/11/2026 11:47

JustMyView13 · 03/11/2026 08:28

The fix is simple. For years where you’re on maternity leave (which is fully evidenced by MatB1, letters to your employer etc so can be legitimately verified). Any weeks spent on maternity are calculated using your AWE (which already exists to calculate mat pay) to create a notional annual salary added to your actual earnings for the months worked, and they could recreate this exemption for 1 maternity leave. Therefore spanning potentially 2 tax years.

You get credited at your full salary for a time you are not contributing? Not a simpe fix at all but a way to encourage peole to fiddle the system.

JHound · 03/11/2026 11:48

TaptheCap · 03/11/2026 11:25

This is blatant sexism! It is so much easier for men to meet that threshold!

Both can meet it. They just have to plan parental leave around it.

Picklelily99 · 03/11/2026 11:50

Zinary · 03/11/2026 07:24

@Icepop79 that was your choice to make and I respect it. Should my choice be taken away from me?? I have paid all my dues all of it , I am able to care for my children. Even during my maternity my husband works extra hours to meet our obligations.

The rule that takes away my choice to bare children within a certain timeframe is infringing on my fundamental rights as a human

Can you hear yourself?

Anarchy99 · 03/11/2026 11:50

HallowenStorm · 03/11/2026 11:38

Difficult to plan fir a rule that didn’t exist 5 years ago when you had a child though…..

OP has only just had her child.

in any case if you decide to have a child when you don’t have ILR, then that is the risk you take

HallowenStorm · 03/11/2026 12:03

Anarchy99 · 03/11/2026 11:50

OP has only just had her child.

in any case if you decide to have a child when you don’t have ILR, then that is the risk you take

Youre Just confirming what I said earlier.
You have no care at all about the Brits who get married to a non brit (in the U.K. or abroad. It doesn’t matter where they met). Or for the for the british children born in the U.K.
All Of who are told - tough. Just go away or separate. You knew what you were getting into getting married with a foreigner.

And I’m not joking btw. The HO has said before than weekly video calls with a mother were sufficient and ok for children of the mother can’t stay in the U.K.
Obviously, they think the reverse is true too - a weekly video calls with is totally s adequate to parent and be a father.

KaleidoscopeSmile · 03/11/2026 12:06

Miaaaaaow · 03/11/2026 07:41

A lot of people are coming at this from an “economic” migrant perspective. I am a migrant to the UK, but I am not an economic migrant. I migrated here because I fell in love with a a British man. I would have been much better off living in my own country financially, better healthcare, better everything, but due to various circumstances we decided to live in the UK. I agree with OP that I should not be penalised for having a baby/ the goal post seems to move. I took a massive pay cut moving to the Uk. This is year ago now and I am on a six figure salary now having contributed probably more than most people living in the Uk. I also agree with OP that you can’t wait 5 year to have children. If you are 35 then that’s a bad idea. I think a lot of people forget that a lot of the EU “people
movement” are also people who fall in love and marry British people. Honestly, if it wasn’t for my wonderful DH and now lovely children, you can stick your country where the sun doesn’t shine. It’s in a terrible state mostly and not due to immigrants contrary to what Farage and his ilk has brain washed the population with for the past God knows how many years. In fact I would say Britain very much need fresh blood and well educated people
from the EU and they are not all going to earn 50k +

Ha ha! I'm sure you think you've told 'em all what's what!

Juvenile crap. It isn't in a "terrible state" where I am

Don't your wonderful DH and now lovely children want to move back to your "own country". It's an option surely

MrMurphysComeuppance · 03/11/2026 12:11

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

I wondered the same. It's a remarkably detailed and well thought out post considering the rules were just announced yesterday, the OP has a brand new baby attached to her and she's simultaneously in that well known MN state of crying and shaking in shock at something. Yet she's already rallying for 'allies' to write to their MPs and help her start a class action.

That's a lot to be doing all at once, isn't it?

bozo123 · 03/11/2026 12:14

I don’t earn over £50k. I was born here. Guess I shouldn’t have been allowed to have kids either? My dad was an immigrant so it’s the next logical step.
just been reading the un declaration of the rights of the child with my kids for a brownies badge.
My own parents were a holiday fling. They had to pick a country to settle in or give up their relationship. Luckily they were able to do that.

VickyEadie · 03/11/2026 12:19

Zinary · 03/11/2026 07:53

They are my words

But you've also claimed to be renting AND paying a mortgage...

You'll forgive us for being a tad cynical here.

JHound · 03/11/2026 12:21

bozo123 · 03/11/2026 12:14

I don’t earn over £50k. I was born here. Guess I shouldn’t have been allowed to have kids either? My dad was an immigrant so it’s the next logical step.
just been reading the un declaration of the rights of the child with my kids for a brownies badge.
My own parents were a holiday fling. They had to pick a country to settle in or give up their relationship. Luckily they were able to do that.

Sigh….

blondeseaside · 03/11/2026 12:33

Passaggressfedup · 03/11/2026 07:33

I lived in the States for 7 years. I was working on a work visa 'sponsored' by my company. I was assaulted during my employment and the company did nothing about it. No way was I going to continue to work there for another 2 years to get my green card. I couldn't afford to find another sponsor and pay solicitors fees, so I had to go back. I had to sell everything, leave everything behind, the life I had built, my boyfriend, friends, cats...

Your situation is nowhere as traumatic. No sympathy.

I hope you tell your story to someone who is terminally ill. And they can say :

"Your situation is nowhere as traumatic. No sympathy"

I'd love to hear the other person's side of the story.

angelos02 · 03/11/2026 12:36

You can't compare the rights of people born here to those that rock up having paid in nothing. Countries need to have a mechanism to decide who we do and don't want living here otherwise it would be chaos.

ilovesooty · 03/11/2026 12:37

TrappedByThisDesk · 03/11/2026 10:59

What is stopping the woman going back to work after three months and the man taking extended parental leave?
Pretty sexist to assume that the woman has to take many months off and that the man can't do this instead of her.

Presumably because it would impact soaking up the joy of her baby. She doesn't seem willing to acknowledge that most women simply aren't in a position to take a year of maternity leave.

TheFrendo · 03/11/2026 12:38

I want those with ILR gone. Starting with those that have made fraudulent applications, have committed a crime or are on benefits.

garlicandgherkins · 03/11/2026 12:40

you do sound very entitled OP but I'd like to know what you mean by "real" women?

"Let me tell you why that math is a blatant, calculated lie for real women:"

PS if you've been here so long why are you not aware that the word is "maths"?

garlicandgherkins · 03/11/2026 12:47

PS another niggle...you bear a child, not bare (unless you are taking child's clothes off)

NCOneDayOnly · 03/11/2026 12:51

BermudaRhombus · 03/11/2026 08:44

I hope you never need A and E. The NHS is pretty wonderful when you’re in a car accident or get hit by a bus. But thanks for your comments on this thread, you’ve certainly helped shape my view of migrants.

I was gonna say.... slagging off the NHS because you 'go private' completely ignores the fact that private healthcare doesn't include emergency medicine.

In regards to the OP; my personal view is that having children is very much a choice and you cut your cloth accordingly - irrespective of where you live, what your income is, whether you're a single parent, own a property/rent, work or not etc etc etc. The myriad of personal situations cannot be catered for by any laws.

I don't understand why anyone would expect any country's incumbent administration to do the best or fair thing for them personally - even if, when they moved to the country in question, the rules seemed clear. Legislation changes constantly. That's life, nothing's set in stone.

I think many people might benefit from a little more stoicism in the face of (apparent) adversity.

ilovesooty · 03/11/2026 12:54

TheFrendo · 03/11/2026 12:38

I want those with ILR gone. Starting with those that have made fraudulent applications, have committed a crime or are on benefits.

Who would you deport after that then?

Araminta1004 · 03/11/2026 12:56

How does it work for the spouses/girlfriends of the highest earners/talent programme? Do the talented taxpayers get put on 3 years but their spouses on 10 to get the leave?

Anarchy99 · 03/11/2026 12:57

HallowenStorm · 03/11/2026 12:03

Youre Just confirming what I said earlier.
You have no care at all about the Brits who get married to a non brit (in the U.K. or abroad. It doesn’t matter where they met). Or for the for the british children born in the U.K.
All Of who are told - tough. Just go away or separate. You knew what you were getting into getting married with a foreigner.

And I’m not joking btw. The HO has said before than weekly video calls with a mother were sufficient and ok for children of the mother can’t stay in the U.K.
Obviously, they think the reverse is true too - a weekly video calls with is totally s adequate to parent and be a father.

If people want to live in another country then they have to do so according to the rules that country has.

That applies across the world.

If you choose to have your child before you are legally given ILR then you have to accept the rules might change. This would be the same regardless of where you live.

If two people from different countries meet and want to marry or have kids then they need to consider how it will work before doing so

Thisposthasbeendeleted · 03/11/2026 12:57

Zinary · 03/11/2026 07:04

@NotAnotherScarf Thank you for your questions. I welcome a dispassionate look at the facts, because when you actually look at the data and the economics of the visa system, the "devil's advocate" argument completely falls apart.
Here are the facts:
1. On "Negligible Contribution" and NHS Impact
You mention the impact on the NHS and resources. To be absolutely clear, I have paid over £10,000 upfront in Immigration Health Surcharges (IHS) alone to cover my healthcare. This is completely separate from my visa application fees.
Furthermore, I pay full UK income tax and National Insurance on every penny I earn, alongside Council Tax and VAT. I am legally barred from accessing public funds—I have not taken a single penny of government assistance, benefits, or social housing. Migrants on Skilled Worker visas are net contributors to the state from day one; we pay for the NHS twice (once via the IHS, and again via general taxation).
2. On the Threshold and the Reality of 2022
You ask why the UK would want someone who doesn't meet the new criteria. When I moved my life to the UK, the legal threshold set by the government was £25,000. I exceeded this significantly, earning over £36,000. I met every rule the UK asked of me. Changing the goalposts retrospectively is not "doing something about immigration"—it is a breach of trust for people who moved here in good faith.
To look at the data objectively: how many people in the UK actually earned over £50,000 in 2022?According to ONS income percentile data, earning £50,000 places an individual in the top 15–20% of all earners in the UK. Expecting a migrant worker in their first few years of a career to be in the top fifth of the national economy—while also penalizing them for taking statutory maternity leave—is a mathematical trap, not a baseline for standard economic contribution.
3. On the Use of Language and "Humanity"
You asked why I used emotive language like "physical toil" and "evil." I use "physical toil" because pregnancy and postpartum recovery are biological realities. I use "evil" because a system that structurally pressures women to delay or avoid having children for five consecutive years to satisfy a spreadsheet has lost its humanity.
The right to build a family and live in security should never be a luxury reserved only for the top 15% of earners. This isn't just about numbers; it's about whether we support a system that targets the female body as an economic liability.

PS. I don’t have access to any benefits I have literally paid standard rent since I moved here, no discounts full rent with deposit. So what exactly have I done wrong?

Edited

You are one person. Do you think everyone who came here with the intention of staying earned above the threshold, paid full rent, contributed more than received as you did?
It was your choice to have a child knowing how that would affect your income.

Anarchy99 · 03/11/2026 13:00

Thisposthasbeendeleted · 03/11/2026 12:57

You are one person. Do you think everyone who came here with the intention of staying earned above the threshold, paid full rent, contributed more than received as you did?
It was your choice to have a child knowing how that would affect your income.

Exactly - just like every other woman who wants to have a baby.

Some of the words the OP used are ridiculously emotive.

Differentforgirls · 03/11/2026 13:02

Thisposthasbeendeleted · 03/11/2026 12:57

You are one person. Do you think everyone who came here with the intention of staying earned above the threshold, paid full rent, contributed more than received as you did?
It was your choice to have a child knowing how that would affect your income.

It's a mortgage now apparently. Within a couple of hours.

Thisposthasbeendeleted · 03/11/2026 13:04

Differentforgirls · 03/11/2026 13:02

It's a mortgage now apparently. Within a couple of hours.

Extra congratulations, OP!

Differentforgirls · 03/11/2026 13:05

Imdunfer · 03/11/2026 11:08

Also we desperately need people to have children to support an increasingly aging population

No we don't.

We can import as many adults as we like.

The only people who "desperately" need British people to give birth are those who are trying to keep the country as white as they can.

Edited

British people aren't all white.

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