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Proposed ILR Rules – The Unfair Impact on Working Mothers and the Need for a Full Maternity Exemption

530 replies

Zinary · 03/11/2026 05:57

I am writing this with a newborn in my arms, and my heart is completely breaking.
Instead of being allowed to heal, rest, and soak in the pure joy of my baby, I am sitting here crying, terrified, and questioning if I made the right choice to have a child. How can a mother be driven to question her greatest gift, her absolute world, all because of a cruel change to immigration law?
On 2 November, Home Secretary Shabana Mahmood announced the finalized "Earned Settlement" rules. To get Indefinite Leave to Remain (ILR) in the standard 5 years, you now must earn over £50,271 a year.
But the absolute malice is in the fine print: you must meet that £50,271 threshold in three out of the last five years before you apply.
The Home Office is actively spinning this "3 out of 5 years" rule as a generous maternity "buffer." They are telling the public it gives women two years of leeway to have a baby.
Let me tell you why that math is a blatant, calculated lie for real women:

  1. The Starting Trap: Many of us spent our first two years in the UK working up from entry-level salaries, earning below that £50k mark. Our two "buffer years" are ALREADY GONE. We have zero margin for error left.
  2. The Maternity Penalty: Pregnancy is nine months of physical toll, followed by maternity leave and statutory pay dips. If your annual P60 earnings drop below £50,271 because you lose out on bonuses, commission, or overtime while caring for your baby, your year doesn't count. The clock resets.
  3. The Multi-Child Ban: If you want to have two children within five years, it is mathematically impossible to hit that threshold for three consecutive years.
If the math fails you because you chose to have a baby, you are forced onto the 10-year path. The punishment? Paying thousands of pounds more in upfront Immigration Health Surcharges (IHS) and visa extensions just to keep your home. For a family, we are talking about an extra £35,000+ extracted by the Home Office. This is evil. It is a pay-to-settle hierarchy that penalizes the female body and treats human lives like a spreadsheet. The right to live and build a family must NEVER be a hard choice. The Home Office is laying these rules before Parliament next month (December) to take effect in 2027. We have a tiny, critical window to fight this. I am calling on every mother, every ally, and anyone who believes that a woman shouldn't be penalized for having a child to help us.
  • If you are an immigration lawyer: How do we launch a class-action challenge against this under the Equality Act?
  • If you have links to journalists or MPs: Please help us get this cruel math into the mainstream media. Backbench Labour MPs forced a U-turn on care workers last week—we can force a U-turn on mothers if we make enough noise.
  • If you are a British citizen: Will you write to your MP on behalf of your migrant friends and colleagues who have no voice in the ballot box?
Please bump this, share this, and tell me what we can do. I refuse to let a spreadsheet dictate whether it was a "mistake" to hold my beautiful baby.
OP posts:
Arbourimage · 03/11/2026 09:07

Zinary · 03/11/2026 09:06

@Anarchy99 Your question is not the subject matter- A Brit can bare a child now but an immigrant will have to wait to bare a child?

the government is has never mentioned education as a challenge they always said public funds.
Because Education and Health is a fundamental right for kids.

I don’t have access to any other funds available. Education and Health is bare minimum for all lives.

I’ll ask again then, how are you expecting to fund childcare in order to allow you to return to work after your mat leave?

ITMA2000 · 03/11/2026 09:08

Arbourimage · 03/11/2026 06:32

I don’t think coming to the UK, working a lower paid entry level job and then having a baby soon after is going to gain you lots of sympathy.

Once you have a child you then use so much more of the UK state system, not least the funded childcare hours that people have fought for for years, and the free healthcare/ birth. Really it’s reasonable to prove you have contributed before that.

Should the statutory element of maternity pay be available for someone who has only been in the country for 2 years before birth?
I think a lot of people would think no.

Edited

People think the UK is a free hotel for the world. It is atm, but can't afford to be forever.

TheRealWhacker · 03/11/2026 09:09

Comeondoreen · 03/11/2026 09:04

If I fell in love with an Afghan man I wouldn’t move to Afghanistan

I was born in the Balkans and I wouldn’t move to any of those countries for a man, not even the love of my life.

I think the vast majority of people would agree with those statements.

So you really, really don’t have to be here if you hate it so much! You can just leave! Which superior country will you choose? And why doesn’t your husband go with you to your own home country?

This. When I was dating one of the criteria was “are our future living arrangements compatible” and if the answer was no then it was a sad end to the relationship.

You have autonomy in these situations unless you are very very desperate and can’t find another man 😂.

Araminta1004 · 03/11/2026 09:09

It is not just the UK tightening rules though, it is Europe wide? It is because European countries aren’t as rich as they used to be and the Government is spending close to 18k per person. So that is what you need to contribute in taxes for every person in your household to be paying your way. So I think it is no longer about human rights, but tightening the financials for the country long term and keeping its citizens safe, long term. And it will get even worse due to an ageing population. It is sad, but I think it reflects economic reality. And at the same time they also do need to think about babies being born in the UK as a good thing long term - so I think you have more of an argument there actually as the country needs children.

BermudaRhombus · 03/11/2026 09:09

Miaaaaaow · 03/11/2026 09:07

You won’t have to as I own my own very nice home ☺️Look, I am a law abiding citizen. I am nice to my neighbours. I more than pay my way in the a British economy. I am just challenging your stereotype of the grateful immigrant who come here for your benefits and nhs. That is not everyone’s story. It’s not mine. Now I have to go and work like a nice contributing immigrant that I am 😊

Aren’t you going to tell us what utopia you come from?! No, thought not.

HelpMyBlackLabradorVotesReform · 03/11/2026 09:10

Is this thread Reform satire?

Zinary · 03/11/2026 09:10

@ThePelican taking my first full maternity leave. Not a two kids scenario.

OP posts:
ColinISabirthdaycake · 03/11/2026 09:10

If you come here to work as a care worker, you do your 5 years and then you can have a baby. Contraception is freely available in the UK.

You do not come to the UK and have a baby and expect all the help that comes with that, antenatal care, free delivery and aftercare, health visitors etc until you have earned the right to do so. Unless you pay privately of course, but I don't think we do charge for maternity care.

Arbourimage · 03/11/2026 09:10

Your question is not the subject matter- A Brit can bare a child now but an immigrant will have to wait to bare a child?

Everyone faces consequences if they choose to bare a child they can’t afford while also meeting their existing financial responsibilities whether they are British born or not.
Some women’s financial responsibilities will be their mortgage, school fees for older children, as a new migrant to the county your financial responsibilities include meeting the minimum earning threshold.

KnitOneSlipOneKnitOnePassSlippedStitchOver · 03/11/2026 09:10

Zinary · 03/11/2026 07:42

@ThatKeenLimeCrab
It is a biological reality, not a justification for state-sanctioned sex discrimination.
Under this logic, a male migrant and a female migrant doing the exact same job, paying the exact same taxes, are treated differently simply because the woman gives birth. The man gets permanent security in 5 years; the woman is penalized with a 10-year path and a five-figure financial penalty.
When a government policy creates a system where a man secures his residency faster than a woman for the exact same economic role, it is no longer an economic strategy. It is indirect sex discrimination, and it treats women's bodies as a punishable offense.

No. There is room within the 3 out of 5 years rule for you to have your baby without penalty, and still meet the criteria for ILR. So the sex discrimination point you raise doesn’t make sense.

Your position is a result of the choices you have made.

You chose to leave your home country and move to the UK.

You did this knowing you’d be taking an entry level job.

You chose to have a baby during your qualifying period for ILR.

You weren’t forced to do any of those things. I know it’s disappointing when the rules change, but that is always a possibility when you make yourself vulnerable to a system which places requirements on you.

Moving country permanently is, and should be, a big deal which comes with lots of thought and consideration, and some choices and sacrifices are bound to be part of that, just as they are with other major life decisions.

10cupsofcoffeeplease · 03/11/2026 09:10

There's plenty of flexibility there to have at least one baby in those 5 years.

I waited until 35 to have my first baby. Surely a woman can keep her legs closed for a couple of years to get something as valuable as ILR.

Oh and I'm also an immigrant. Came here when I was 22. Worked hard, built up savings and employement history until I could afford a baby.

To be honest, most of my English born white colleagues are also having to wait a long time until they are financially secure to have a baby. There's nothing racist about it, just hard economic times.

theemmadilemma · 03/11/2026 09:11

Zinary · 03/11/2026 08:08

what does financial stability mean?? Most people keep saying you need to be financially stable.

i am currently paying all off my bills. My family is not seeking public funds? Let’s end the POC of financial stability and face the core issue.

If this law came out in Jan 2025, the impact will be fairer? After childbirth, your body has gone through a lot of changes and you need time to be mentally and emotionally ready for work, there a reason the 52weeks option was put in the first place.

I need to be and give my best at work. Running back to work after one month of delivery because I don’t want to be held back by the Immigration laws is very unfair to my employer. My employer deserves my best.

i can care for myself during my time off I just need the law to be on my side.

Many women don’t get pregnant easily, age is not our side. The five years game is not helping, it’s completely different if I don’t want to be pregnant as a result of personal reasons. This is the government taking away my choice.

if you think this is a just move? I question your compassion on us on the journey to building a family.

But the government isn't taking away your choice as such. The UK government is saying if you want to be an immigrant there then you need to obtain your IRL BEFORE you procreate in this country.

I'm British and an immigrant in my husbands country. And yes, dealing with all the visas, costs, and other shit I have to deal with to stay here and will do until I've been here enough years to go for a long term visa or nationality along with the language requirements I now have to meet (cheers Brexit!). It is what it is. If I don't want to deal with those rules I have the option to trot on back to the UK.

JustTryingToBeMe · 03/11/2026 09:11

Zinary · 03/11/2026 07:51

@bababamama
Comparing the UK to countries with even worse rules does not make this policy just, nor does it erase the structural sexism.
The core issue is that the rule does not apply equally to men and women. A male migrant can choose to become a parent at any point during those 5 years without his residency clock resetting or facing a £35,000 financial penalty, because his income does not take a statutory maternity dip.
When a policy forces only the female worker to freeze her biological window to achieve the exact same legal security as her male colleague, it is not a 'neutral criteria.' It is systemic discrimination against women.

If this is such an appalling place to live, what are you here?

SparklingGlitteryWine · 03/11/2026 09:12

Miaaaaaow · 03/11/2026 08:21

lol you got really annoyed about my post about the Uk, didn’t you?
Its a beautiful country with lots of brilliant people and I love London probably because it’s so International and full of immigrants 😝
However, a lot of it also sucks. The NHS, expensive childcare, work life balance although improved a bit in the last decade, care for sick, disabled and elderly. I want to make the point that not all migrants are here for your NHS.

You can't understand why people would get annoyed at being told to stick our country where the sun doesn't shine? Come on don't be so obtuse.

Soontobe60 · 03/11/2026 09:13

Zinary · 03/11/2026 08:46

@FiveEightNine My argument from my perspective which is not exhaustive is that, women already earning above the 50+ should get an exemption which simply means we shoud be reduced to two years to accommodate for 1 year’s maternity leave.

You don’t need to take 12 months maternity leave - just take whatever your employer pays you for. Or use Shared Parental Leave with the father. Many women do that as it minimises the impact on their salary.

Passaggressfedup · 03/11/2026 09:14

Have your 2nd child, go back to work after 2 months whilst your husband stays at home. Or wait another year to have number 2.

Stop being disingenuous by ignoring that the above is absolutely reasonable options.

TheRealWhacker · 03/11/2026 09:14

Zinary · 03/11/2026 09:06

@Anarchy99 Your question is not the subject matter- A Brit can bare a child now but an immigrant will have to wait to bare a child?

the government is has never mentioned education as a challenge they always said public funds.
Because Education and Health is a fundamental right for kids.

I don’t have access to any other funds available. Education and Health is bare minimum for all lives.

Tens of thousands of brits have to wait to have children and/or have fewer than they’d like because of structural inequality, some of which is caused (or certainly not helped) by laws the government have implemented.

I have no particular issue with migrants but I think the current law as fine as it is. It allows you to have one (or two if big earner or shorter maternity) children within the 5 year window which I think is ample, you may have to adjust your maternity leave to suit your financial circumstances like the majority of people with citizenship.

angelos02 · 03/11/2026 09:16

Zinary · 03/11/2026 09:06

@Anarchy99 Your question is not the subject matter- A Brit can bare a child now but an immigrant will have to wait to bare a child?

the government is has never mentioned education as a challenge they always said public funds.
Because Education and Health is a fundamental right for kids.

I don’t have access to any other funds available. Education and Health is bare minimum for all lives.

So you're not a net contributor then. How is the UK benefiting from you being here? This is what gets people annoyed at mass immigration - that no-one here voted for. I would have gone much further with the changes than Mahmood has. She actually couldn't get the changes through that she wanted.

Puffinshop · 03/11/2026 09:16

Also OP you know very well that if there was a full exemption for maternity leave it would create an incentive for women to have babies solely because they weren't meeting the income requirements.

You can surely understand why that is not going to be a politically sensible approach.

ThePelican · 03/11/2026 09:16

Zinary · 03/11/2026 09:10

@ThePelican taking my first full maternity leave. Not a two kids scenario.

Then surely you can still work your 3 years. What's the problem?

wldpwr · 03/11/2026 09:17

Zinary · 03/11/2026 07:32

@Arbourimage Thank you for your perspective. However, you are conflating personal financial planning with structural systemic discrimination. This isn't a case of immaturity or a lack of planning; it is about a system that mathematically treats the biological reality of motherhood as an economic liability.
Here is why the 'just wait until you are financially secure' argument fails under the mechanics of this specific law:
1. The Illusion of 'Waiting' for Security
I did plan. I entered the UK earning over £36,000—well above the government's required threshold at the time—and I have steadily advanced my career. To answer your assumption about the housing supply: my finances are stable enough that I pay a UK mortgage, not rent. I am deeply rooted, self-sufficient, and a net contributor.
The issue is that the new law sets the fast-track bar at £50,271—a salary that puts an individual in the top 15% of UK earners. Under the '3 out of 5 years' rule, even if a woman is completely stable, independent, and meeting every financial metric, taking a standard maternity leave that drops her P60 net earnings below that top-tier threshold for just one year triggers a penalty. The system does not care how hard she planned or how stable she is; it simply triggers a penalty because she gave birth. That is the definition of a motherhood penalty.
2. The Truth About the IHS and Healthcare Costs
You mentioned that £10,000 does not cover maternity care. To be clear, the Immigration Health Surcharges I pay are a surcharge—they are an extra tax paid on top of the standard Income Tax and National Insurance automatically deducted from my salary every month.
Like any other working professional in this country, my monthly taxes fund the NHS. The IHS is an additional, upfront premium. Migrant workers pay for the NHS twice. Framing a full taxpayer using the healthcare system they actively fund as a 'drain' is economically incorrect.
3. Systemic Rules vs. Personal Normalcy
There is a massive difference between a couple choosing to wait to have children based on their own personal readiness, and a government legislating a framework that structurally resets a woman's residency clock if she has a baby.
This policy does not affect men on the exact same visa route, because their salaries do not take a statutory maternity dip. When a government policy creates a system where a man can secure his permanent residency in 5 years, but a woman doing the exact same job is pushed to 10 years solely because she gave birth, it is not 'hyperbolic' to call it unjust. It is indirect sex discrimination, which is why organizations like Maternity Action are actively fighting it."

I think you put forward a very compelling case and you sound like exactly the sort of person who, over a lifetime, will work hard and contribute economically (and in other ways) to our society.

The problem we have in our country is a lot of people are struggling so much that the conversation has become really punitive, towards migrants and people on benefits.

I agree, the way you are impacted personally by this feels unfair.

Fortuity · 03/11/2026 09:18

YourDearLimeEagle · 03/11/2026 06:20

Stop just stop,this country is on the brink of civil war!

Absolute nonsense.

lazyarse123 · 03/11/2026 09:19

Thousands of indigenous women can't afford to have children so you need to be grateful that you have one. We are not an ever open wallet for the entire world. It's simple economics we cannot afford to keep letting people come here and take without making proper contributions.

Differentforgirls · 03/11/2026 09:19

Miaaaaaow · 03/11/2026 07:58

Did you miss where I said I am here because DH is British and circumstances means we need to live here?

No one forced you.

Fortuity · 03/11/2026 09:19

angelos02 · 03/11/2026 09:16

So you're not a net contributor then. How is the UK benefiting from you being here? This is what gets people annoyed at mass immigration - that no-one here voted for. I would have gone much further with the changes than Mahmood has. She actually couldn't get the changes through that she wanted.

We're benefiting because of the work she has already done and the tax she has paid, and what she will do in the future. Also we desperately need people to have children to support an increasingly aging population.